Budgeting Loans
Budgeting loans can help with essential lump sum expenses which are difficult to budget for when you are living on means-tested benefits. Budgeting loans have to be paid back to the social fund, but they are interest-free. This means you only have to pay back the amount you are awarded. You won’t get a budgeting loan just because you are eligible to apply. The decision will be made following a review of your circumstances.
APPLY ONLINE FOR A BUDGETING LOAN
How Long Does A Budgeting Loan Take
| What is a Budgeting Loan? | An interest free loan available to help people to spread the cost of one-off expenses over a longer period. |
| Eligibility | Must currently be in receipt of IS, JSA (income based) ESA (Income Related) or Pension Credit; and throughout the past 26 wks:
NB: anyone can apply for a Loan. A Decision Maker will decide whether or not they are eligible for a loan. |
| Features | A budgeting loan can be used for:
(The applicant does not need to list specific items or services in their application but they will have to say how much they wish to borrow.) How much can be borrowed? The amount that can be borrowed depends on whether the applicant is:
The final amount depends on:
Repaying the loan Repayments can either be:
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| How to apply |
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| Dissatisfied with BL decision? | If the customer is dissatisfied with their BL decision:
A review request should be made in writing within 28 days of the date of the decision stating the reasons why the applicant is dissatisfied with the decision. Customers can apply to the IRS |
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{ 353 comments… read them below or add one }
i m apply for social fund, i received the lettre but i went to see my bank no money
What is the maximum amount of money allowed to be taken from your benefit to repay a budgeting loan? I presume, it will only be the job seekers allowance that the amount will be based on, and not any child benefit or child tax that you may have been awarded for your child?!
There is no ACTUAL maximum, however 20% of income ( all income) is generally as high as they go. You can write in and ask for them to lower your repayments , just make sure you list all if your income and outgoings – showing a deficit…
when you have signed the form agreeing to the loan, how long does it take until the money goes into your bank account?
Hi,
The general turnaround is 5-10 days, may be worth calling after 4 days to make sure your application has been received
hi there i rang the social fund last thursday to say ive been awarded my loan but not yet recieved my reply letter how long will this take? thankingyou.
putt in for budget loan not heard anything from them wha is the number to contact them i live in cheltenham??
The number for chelteham social fund enquiries is 08456088616
Hello, I live on the Horsham / Worthing border and am desperately trying to find the number to get a budgeting loan form but can’t find it and the local job centre is too far away to get to as I’ve had an operation and can’t drive at the moment. Can anyone help with the number please? I believe it’s an 0845 number?
Thanks in advance, mike
a want me money ya fuckas
Calling the social fund fuckers, twat hope they don’t give you a loan
whats the number for budgeting loans in southport please
How do i get forms for a ccg/budgeting loan forms
thanks c . mallin
you ring the crisis loan number and they will send you the forms
hi what is number 4 budgeting loans 4 kirklees
I was on income based jobseekers allowance from September 18 untill November 18 2010, however had to stop to have my baby, I immediately applied for Income support and received payments from the 23 of November. I have applied for a budgeting loan a week now and haven’t received a reply has yet. My concern is whether the 5 day gap in payments will affect my loan application, I didn’t actually start receiving the income support payment until late january, however the payments where backdated to the 23 of November. I’m moving shortly with my little boy and will need some furniture and such. Please let me know if the 5 day gap will be an issue in my claim although it wasn’t until jan it got backdated to that date. If the time on jobseekers is added with up untill now its past 26 days since, I’ve been on qualifying benefits. Thanks for your advice in advance
Social Fund disregard breaks in entitlement of 28 days or less. In other words the five days you were not claiming will have no effect on your eligability to apply
Hi,
Are there any circumstances in which a budgeting loan can be paid over the counter? I waited 3 weeks for a decision,have got the loan but now theyre telling me will be another week to ten days before I actually get the cash in my bank account?
unfortunately not- the only option is to have it paid into an account, after they have received and processed your acceptance letter to the repayment rate.
you could call them each day after bout the 7th working day and ask that they make a FEP ( same day bank payment) as opposed to a BACS that takes 3 days but thats all you can do to speed things up.
Hi, im currently applying for a budgeting loan as i need bedroom furniture for my 6 month old son, he is currently in a carry cot (off his pram) and no longer fits in it and i have no cot or other furniture for his room. Also i need a new garden fence as the one i have is broke and my daughter keeps getting out of the garden. Would these reasons be accepted or is there no point in applying?
The cot – YES, this is a classic example of an item that a loan can be paid for, however the fence is a 50/50, unless you can show that their would be a clear risk to health and safety if it were not provided AND that their is no-one else who would be liable to pay for this, I.e. your landlord, housing association, or council.
Hya just like to say you can apply for a budget loan if you need it for clothing,house hold stuff and travel and extra.
I DO BELIEVE THAT THE FENCE PANELS WOULD FALL UNDER THE CATEGORY OF HOME IMPROVEMENTS AND SECURITY OF THE HOME, JUST TICK THE BOX THAT SOUNDS MOST LIKE IT.
THE GREAT THING ABOUT THESE LOANS IS THAT YOU’RE NOT ASKED TO BE SPECIFIC , I’D BE ALL DAY LISTING MY NEEDS! YOU ARE NOT REQUIRED TO SHOW/PROVE WHAT YOU NEED THE MONEY FOR OR WHO IS LIABLE TO PAY FOR IT, JUST AS LONG AS YOU CAN AFFORD TO LIVE WITH THE REPAYMENTS.
av tryed 3 times for a lone for my 2 kids for a bed thay had bunkbed and thay are brocken and there know in my bed sleeping am on the sofa and thay keep telling me a ant intitled tay 1
hi, i want to apply for a budgeting loan, i have been given a house off the housing association and has no carpets in both bedrooms, living room, landing or stairs i cannot move in with my 2 yr daughter until i have them down as it wud be a health hazard!! i am also 8 months pregnant with my second child. i asked the housing association about having them fitted but i have to do them myself n being a single mother on benefits i am findin it hard to find the money. i am currently living with my mum n brother in a small bungalow sharing a bed n a room with my 2 yr old n really need to move in the house before then new baby comes. can i apply n be garanteed to get a budgeting loan??? please help!!!
You can never be guaranteed a loan, hover your circumstances seem to fit with successful applications that we have seen. A few things to mention.
We think it very unlikely that you will get help whilst at your mums, so make sure your new tennany has started and inform income support og your new address as this will validate your move.
If your 2 year old is crawling, make sure you state this, and also give detail about the flooring that you have
Also make a note of all the things you will need, pots, pans , towels, plates, bed g, window dressings and apply for them all together.
Be realistic about prices, the social fund will price each item you apply for- possibly using the argues catalogue- so don’t quote John Lewis prices!
Apply and get a formal decision but we think that you stand a good chance.
I would suggest you stay at home with your family and enter on a college course that will improve your future job prospects instead of spreading your legs for any tom dick and harry for the sole purpose of maximising your benefit entitlement and expecting then tax payer to foot the bill. People like you make me sick
and people like you are stupid and pathetic!! why are you on a loan website giving abuse????? sad! and you have no idea this womans circumstances!! so dont be giving your unwanted opinion on something you have no idea of, find a new hobby you sad person!!!
you must be unemployed to be on this site you cant go judging other people
Hi im disabled dew to D.I.S.H Arthritis in my spine (pieces of my spine is breaking off) and I cant bend so I cannot get in or out of a bath,I have a shower cubicle that was given to me but I cant afford to have it put in,so I would like to know if someone can please help me with this.I can only wash myself from the neck to my waist in the sink but cannot bend to wash my feet or hair.
Thank you
Patricia
you can get the council to help with this item see/phone your social services dept..I had my shower fitted by the help of my occupational therapist which is attached to the social services and the council then fit them
Hi im a full-time single mum still living at home with my mum and i have a 2 year old (Son) and im also 32weeks pregnant with my 2nd child (a Girl)..
I need to get a cot for my 2nd child,
a double buggie for both of them and
i need to get my room done for the children cause it needs new flooring cause the flooring is very uneven and
i need other furniture for me and the children including chest of drawes and so on….
I’m just wondering would i be able to get a budget loan and whats the max i could get??
Thanks
did you not apply for your maternity grant already? if not- that should help, the forms can be downloaded from this site or you can get one in your local Jobcentre.
I was told i couldnt get it with my 2nd child at the jobcenter, thats why im looking at a budgeting loan.
you can have a maternity grant bab Ive had them with all 5 of my kids get the forms and fill them out bab
will get loan but apply for a grant aswell u may get both but will definatley get one or the other, u can apply for about £1500 but usually get between £600 to £800 depending on circumstances.
Just keep spreading those legs and getting it bare back love, then there will be no limit to amount of money you can get. But I guess you know that already !!!!!
Hi SF,
Whats the mximum a single male can receive from such a Budgeting Loan?
If its less than the £1500 then why dont they you that on the form you fill in.
Plus how many budgeting loan applications can you make ina single year or tax year.
Could possibly be facing bancruptcy without one. My overdraft charges of £31 a month Plus others takes up a sizeable amount of my benefits (6 months on them starting my own business soon). I have telephoned the bank but they do not want too refund any charges. I even mentioned I am on a low income. But no… On Feb 1st 2012 I will be charged £81 in fees, for being over my overdraft by £1 in December. I wasnt even aware I had done this at all, Halifax charges £5 a day for being over your overdraft. The Halifax really do take the Pee!. Thanks in advance.
Cheers.
jealous obviously you aint getting any and are very jealous of people who are or your jealous of people that have a happy life
Omg is it a turn on for u to be so fucking nasty u little half breed. People like u need to be hung drawn and quartered you sick son of a bitch and wots up have u been turned down for a budgeting loan or has your mother threw u out and your looking for somewhere to live. Well preferably in a cardboard box with all the other no hopers you vile little person x
you are so sad mr nice guy my a**
Hi
I sent off a BL form 2 weeks ago and still havent heard anything I downloaded a form from the directgov website which was printed off. Do they accept these forms if they arent the correct ones from the job centre? Also does anyone have the free phone number for budgeting loans Ive been given a number but its been for crisis loans arggghhhhhhhh
So would i be able to get a budget loan and how much is the max for a single mum?
hello could you please tell me the nottingham social fund number
This is the crisis loan number
hi im in dundee and looking for the number for social fund/budgeting loans? can you help me?
Here is the national crisis loan number
I PUT IN FOR AN BUGETING LOAN FROM SOCIAL FUND AND WAS ACCEPTED POSTED THE DECLARATION BACK 2 WEEKS AGO [WOULD U BE ABLE TO TELL ME WHEN I WILL GET IT PLEASE]
usually 10 working days.. so should be any time now….
How much budgeting loan will i be entilted to being pregnant?
Their is no set entitlement for a BL- maybe you thinking of the surestart grant? this is £500.
i already have a budgeting loan and i’m paying that off. I was just wondering if its possible to get another one while i’m still paying off my first one? and if so around how much could i apply for?
Yes- you can apply for as much as you need and will be awarded a reasonable ( think ARGOS not John lewis) amount for your items
i applied for budgting loan havnt heard we need new bed washing machine despratley.also want to move.could we get help with thoes stuff
I was really confused, and this asnwered all my questions.
we still waiting havnt heard.have we got a chance we desprate for washing machne and bed.also to help move with depoist removel costs.how much can we have
their is no set amount- and an application can take 4 weeks to process.
hi, i was awarded a budgeting loan which was supposed to be in my bank on th 24th of may, but when i looked it wasnt in there…..i rang them and after waiting all day for them to ring me back i was told they had one of my sort code didgets wrong…now they are taking repayment off my benefits for a loan i havnt had……and may not ever get can they do that?
No they cant do that, what you need to do is ask for a QB42/QB52 form to be completed over the phone ( lost payment statement) and they should look into the whereabouts of the original payment and WILL replace if their error, and MAY replace if yours.
what is the number for budgerting loan iv sent bk my letter but still noty herd nothing i live in ammanford ?
in need to get a lone to day
LOL – how drunk are you?
LOL – how drunk are you?
Rachel is half as drunk as you.
ha ha
I’m seeing double posts.
I was wondering if i qualify for a budgeting loan under the circumstances that when i moved into my home everything was second hand and i snow literaslly falling apart my kids and myself are in desperste needs for clothes as i am walkin around in pyjamas,, what is the number for budgeting loan? i live in pontypridd??
Hi, you should qualify as long as you have been on IS/JSA/ESA/IB for over 26 weeks and that you dont already have £1500+ debt. the number is dependant on your post code, however you can call the number provided on this site and they will give you the right number for you area
hi i applied for a social fund loan but forgot to put my bank details on there. stupid i know but will they just go through my national insurance number and find it, its the bank they pay my IS into, or will it get returned to complete again? many regards
They do have access to your I.S account and prefer to pay into an account if possible, so NO they wont send your form back as long as its signed.. and should pay into your account.
I applied for approx £900, for a stair carpet and bedroom carpet, (as my neighbour is complaining about noise on the floorboards!) washing machine repair(£80) as laundrette costs £30 per week, a cooker as not working at all….. I was awarded £450. I would have been hard pushed to purchase all items for £900 but didn’t want to appear greedy. Genuine claim. I have purchased a cooker and have £200 for carpet……..I put away £2 a week, do not drink or smoke, unable to work, so it will probably be 10 yrs or so before I call the carpet company!
The offer you were made was based on prices that the decision maker found or was quoted for the items that you had applied for..
Many people apply for things and inflate prices, or simply wish to shop at John Lewis. however the Loan is for desperate need and immediate emergency, and its assumed that if their is a cheeper alternative, this would be used.
In all fairness, if you go to carpet right you can get off cuts of carpets, and if in so desperate need does it matter the colour or pattern so yes, for bedroom and stairs they would see max of £200 fair, and a cooker can be picked up from argos ect for £120, add your £80 washing machine repair, total £400, you got £450 so your quids in in there eyes, it may not seem fair to you, but to them it is
just rung up to obtain a budgeting loan form, they said they will send it out, does the amount u receive if they say yes, go against ur debt from crisis loans?? im moving home and need some help!! please get bk to me asap plz
Yes.
your total social fund debt at any one time can be no more than £1500.
hi i was wondering would i get a budgeting loan if i was national contributions JSA for 6 months or more and now iam on income based JSA and have being for 3 months can any one help or have being in this situation.
No, sorry only income based benefits count- so you will need to do another 3 months
hi a have go tmy leter back saying i have been accepted for a budgeting loan how long does it take to go in my bank?
around 5 days from you posting it
hi , my bed broke afew months ago an my mum lent me the money to get a new one , now she wants the money back or i will be kicked out can i apply for a budget loan
Neither would help, as they are to provide things that you don’t have- you already have the bed so you wouldn’t get a loan for one..
applied for budgeting loan on 18th may i was accepted i recieved the declaration letter on 2nd june sent back same day phoned them up on the 10th june and was told my declaration had not been recieved so they sent another but so far i have not recieved this one i have phoned them today and they are unwilling to help but there sending another declaration letter out to me! until they recieve the declaration back i wont recieve the loan…so im going completely out of my wits with this any advice as to proceed?
I suggest that you take a copy of the acceptance letter/declaration and take it into the jobcentre and have it faxed up to the Benefit Delivery centre…AS SOON as it is faxed get on the phone and someone will be able to get it off the fax and deal with it…. if it goes into the “post” sorting pile it will be there for days!!
Hi , i’m a single parent of two young children who have recently come to live with me after a court hearing seen social services award me full custody and residence of both children to to neglect from the mothers side. I’ve had them with me now for for 8 months and am in the process of applying for a budgeting loan and just mereley wonderd what is the maximum amount of cash that would be or could be awarded to a single parent with two children in these circumstances. Iam told there is a maximumamount i could recieve and if you could tell me please i would be very gratefull
The maximum you can get at any one time is £1500.00
a friend of mine has told me that she being a single mother of one child enquired recently and was told the maximum she would/could recieve on a loan was just over 800 , so obviosly it would be more with two children then ?
I have recently just signed my new starter tenancy agrement and I am due to move into my new flat with my daughter after living at my mums. I wanted to ask can I apply for a budgeting loan ti help with furniture and essentials even tho I am working part time? I don’t get enough each week to be able to buy all I need right now
well i posted a reply bk to u last thesday when will i get the giro
Instead of posting my acceptance is it possible to get job centre to fax it through?
possible- yes, probable – no. they dont like to do this as its a long form…
i am on income based jsa and have been for the 26 weeks, however i have just moved in with my boyfriend and he is on contributions based jsa, he is the main person who recives the jsa money now, can i still get a budgeting loan or does his contributions based jsa stop us from getting it? we have no money and cannot afford anything, although he is on contributions based i don’t understand why – he’s never had a permanant job and has never earnt very much.
The ability to be awarded some help should still remain, based on your entitlement as long as you have had no breaks in your 26 week claim. Your partner may have worked on the RELEVANT tax years (im guessing 08/09 and 09/10) and earned enough to qualify for cont based jsa?
I apply Budgeting Loan and got the acceptance letter signed, dated and posted on 14 June and still no answer .
I don’t know whats wrong. Can anyone pls give me the 0845 number for Budgeting Loan many thanks…………
What is the national BL number please?
Also do you know if there is any back log as I have sent back my acceptance letter over a week ago but as of yet received no money at all from them?
And im in South Yorkshire.
Hi, I was thinking of applying for a budgeting loan as I need to carpets in my flat and my daughter need a cot as right now she is in a travel cot, would I need to tell them what the loan is for and would I need to have an interview to discuss. It?
Hi. i sent off for a budgeting loan at the beginning of june and on the 17th of june i was awarderd £812.00 , i sent the declaration form back the same day and i still have not recieved any payments or letter sayin when it will be in my bank account, what should i do now were now on the 10th of july ? thanks
Hi, I have been applying for a budgeting loan since march now, I get as far as signing the declaration and then nothing as correspondence keeps getting lost in the post, everytime I ring the social fund they just tell me to apply again, I have done so 4 times now, why does this keep happening and is there nothing I can do, I need this money badly my baby is due in a few weeks and I have no baby bits ready I am desperate now please help
I got my acceptance letter on friday just gone. Just wondering when my money goes into my bank will it go in this week. Could it be in thursday or friday?
i applied for a budgeting loan over two weeks ago, an havent heard anything yet on a decision.do u know how long it takes as i had 1 ages ago an it wer pretty quick
Hi, I received my offer letter 6 days ago and sent it back the same day but I put it in a different envolope to the one I was ment to send it in, it had the right address on it but was a reply envolope for a different part of the jobcentre and I just put the address on. I just wondered if it is likely to get there and if there is any chance of receiving the money before the end of next week. Please email me
i have been on jsa for 5 weeks and i’m getting a flat this week can i apply for a budgeting loan as the flat is unfurnished ?
The new number is 0845 6036967
Hi, at the moment im living with my mum, brother and son in a 3 bedroom house, its cramped and ive been put down as homeless. My mum wants me out as soon as possible. Im in the middle of looking at a few private houses, can i apply for a budgeting loan and community care grant at the same time, for a deposit and furniture because i literally have nothing to my name? I also need a cot for my baby because he is too big for the moses basket. I already had a maternity loan btw. Write back asap. Thx
YOu can’t be awarded a deposit by the social fund, you may get help from your council, however the social fund can help with rent in advance if you have found a property AND have secured a bond, then depending on your benefit status you may be able to get a budgeting loan or CCG once you have moved in.
I have been searching for the budgeting loan number for ages now and it’s impossible to find it. The number has changed from 6 months ago but I know it begins with 0845, i live in doncaster could you give me the number please as I am seriously stressing out.
Crisis loans use a national number, however CCG’s and BL’s are dealt with by specific benefit centres- call the national social fund number and ask them to check beaded on your post code- they will then give you the correct number
Crisis loans use a national number, however CCG’s and BL’s are dealt with by specific benefit centres- call the national social fund number and ask them to check beaded on your post code- they will then give you the correct number
I have just applied for a second budgeting loan while i am still paying off my 1st one. Will i have to start paying back the second one after the first one is fully paid off or will i have to pay them both back at the same time? i am on income support. please help
no they wont take it out at the same time ,they ill give you a short break and let you know by letter.
i applyed for a budgeting loan just wondering whats going on with it x
hi, i posted back my budgeting loan acceptance letter on friday, how long till it is deposited into my bank account.
iv been trying to get a form on line but havnt had any luck could i have one sent out please??
Hi
I am on Incapacity Benefit am I able to get a loan?
Hey,
I applied for a BUDGET LOAN and they recived my money and took a month too decide what I would get. Then I got a letter saying I’ll get £348 and if I’d like to recive it etc I’ll need to send back a “yes” form. So I did.. 4 weeks ago. I phoned up today and they said I’d need to re-apply agian cause the loan has been cancled. But this is not my fault they did not recive the post? What shall I do?
I need a loan for new clothes. has iv been in hosptil really ill I had surgery. had a cist on both of my overies. had a overie taken. away I was bleeding lose six pians of blood. thats the only way they could save. me lose alot of weight. need all new clothes. got nothing everythings to small. even my undewear. thanks very much. kelly mcneill
I need load. for clothes all my old clothes don,t. fit me anymore. lose alot of weight. Iv been really ill. had surgrey and had my. mother hud taken away. and I. suffer with dvt. in my right.
hi, i have sent my budgeting loan form back off today, how long does it take till i hear from you? thankyou
hi, i have have sent my budgeting loan form back off today and i was wondering how long it would take till i hear from you? thankyou
just been offered a council house due to house where im living is over crowded will i get a community care grant or anything to help me with carpets n furniture etc im a lone parent 1 year old daughter on income support thanks
hi i was wondering if i was eligible to apply for a budget loan i am on IS and have been for a while certainly over 26 weeks, i am in need of a new bed for duahgter as she is getting too big for the one we have, my fridge has just gi9ven in this morning also i was looking for maybe £400 to get bed fridge/freezer and a couple tins of paint do u think i would be rewarded this amount??? many thanks
Debz
08456036967 social fund enquires.
Hi I’ve been on income support 24 weeks by the time I’ve put the form in and they’ve received it I will have been on income support 26 weeks will I still be considered for a budgeting loan or not?
Thanks x
I was on JSA, signed off on the 24th of July so I could start geting IS on the 25th, can I still claim a budgeting loan (I’m worried that because I’ve only been getting IS for under a month, but was geting JSA for over a year before that, but they won’t count them being the same thing and say no to me)
hi, i have just applied for a budgeting loan as i have just found out i am pregnant and cannot claim for a maternity grant as its my second child and my girl is only 2. i am needing a double buggy, moses basket, cot, clothes, bottles etc. would i get the money?? thanks x
I have been accepted for a budgeting loan, have sent my declaration form back a week ago, have phoned them, but they say that they have not received it yet, now I am worried how long will it take?
hi, i have just applied for a budgeting loan. i have just found out i am pregnant and because my lo is 2 i cannot claim for a maternity grant. would the budgeting loan help me 2 pay for baby things e.g. moses basket, pushchair, clothes, bedding, bottles etc?? thank you.
hi can anyone please shed some light on what’s going on with the system for budgeting loans? i received my acceptance letter 3 weeks ago and sent it back the same day! I was under the impression that it normally takes10 days? would be very greatfull for any info anyone can shed!
hi i applyd for a loan to go self employed to buy tools an equipment to help me start off and get off JSAis this a good idea for them to help me ?
What’s budgeting loan contact number? I live in hull
Hi i was just wondering if you got a budgeting loan and came off benefits how would you go about paying any outstanding balance you have left!
hi i put in for a budgeting loan and got a letter back saying i could have one so i signed it n posted it yeterday so do u know when i will revise anything into my bank account ??
I am currently 32 weeks pregnant with my 2nd child and have been told I can’t
Get a maternity grant which has really screwed me over I need to get a cot moses basket buggy
Draws for the babies things clothes ect ect as I have nothing would I be able to get a budgeting loan
To help me with everything and how much can I get being a single mum
Hi ya was wondering if i applied for a budget loan can i claim for car insurance mines is due at the end of the month and i just dont have th money also can i claim for oil my tank is nearly empty and with the bad monthe coming up i just dont know where i ll get the money please let me know thanks
hi i was woundering if you could help me, me and my parnter are both on job seekers know after i lost my job weve been claiming scince feb, had a 4 day break and then claimed again. the thing is i am know 51/2 months pregnant and were needing to move house because of the new baby aswell as getting bits and peices ie washing machine, cot, buggy, and baby cloths just the insualtes and if possiable a bed as were sleeping on a mattress on the floor at the moment so i was woundering if we was able to ask for a budgeting grant,
i sent my budgeting loan acceptance letter on thursday the 1st of september by 1st class does anyone no when i will get the money in my account?
i would like to no how long its going to be before i get my budgeting loan in to my account please thank you
i sent the form bk to you on 1 sep ok
please can you help me i need to no whats going on with my budgeting loan
before 1 sep my budgeting loan form when bk to yous
We applied for a budgeting loan and got the letter through today offering us £748.60, with a repayment of £44.04 per week!!!
They say we already owe them £751.40…., which is definately not true! We had a couple of crisis loans last year while they messed about with our claim, the total we got altogether was £622, they’ve been taking payments for this since April, from looking at our bank statements, I’ve calculated we’ve paid about £124 back towards this, therefore we should only owe them £498.
I thought that the repayments were structured at either 5, 10 or 12% depending on your circumstances eg having/not having other debts. We clearly stated on the form that we already pay out a good amount monthly towards a loan.
And aren’t they supposed to be repaid over 2 years…, if we were paying back £44.04 a week then that would only cover 28 and a bit weeks.
We have been offered another option of £210.97 paying back £12.41 a week, that works out repayment over 17 weeks.
We have two children, the repayment works out at 20% of our weekly ‘income’…, they’ve totally ignored the fact we already pay other debts and added another £130 onto what they say we owe them already.
I am filing out a budgeting loan form out but dont no where to send it back to? do you no where i send it too please?
hi me and my husband seprate i ve 7 year old daughter with me and i found private rent property and got help from bond scheme for deosit and now i want to move in but i ve no furniture nothing at all am i elligible for budgeting loan and i m working part time and if i m how much it would be
Hello, I was just wondering where I stand with a budgeting loan I was on Income support till march then had to go onto esa has I suffer with serve depression and low blood pressure me and my partner have been claiming for a couple on all of these and we have a 9month old son, his crib is to small for him as he is massive for his age and we need to decorate his bedroom and carpet it and get furniture and a bed also our bed is broken has we had to have it second hand and we’re in desperate need of one and a new washing machine on top of my debt I’m in a awkward situation where i can’t pay my debt or get new stuff as i need to get food/gas electric etc and i want to apply for a budgeting loan and was just wondering where i stand? I need about 1000 pound to pay my debt and get all this stuff and i would much rather pay a budgeting loan back weekly than all of this? could you let me know please
I owe budgecting loan and crist loan an now i am about to start a new job. what should i do because i wont be getting benefits anymore for social fund to take it out? would they automactic take out money from me?
I was offered a budgeting load and excepted the offer however i lost an appeal deeming me fit for work will i still get the money for the loan
i am applying for a budting loan as im finding it difficult to get myself a new bed as my son as been sleeping with me and he wets the bed so mines ruined plus the springs on mine are sticking out and making it very uncomfortable to sleep on so at the moment im sleeping on my sofa i also need to get my home decorated as its a mess at the moment through my children drawing on the walls i also need a new stair carpet as i havent got one as mine got ruined when my bath overflowed abit back so i had to take it up i would also so like help to get new clothing as i lost my case with all mine in i would really appreciate youre help as ive nobody else to turn to for help thankyou
miss jayne oxendale
I Applied or A Budgeting Loan 10 Days Ago .. Have Not Heard Anything.. Can You Tell Me The Number To Phone Them .. I Live In Bridgend
Hi. Applied for a budgeting loan, got a letter asking if I agreed to the paying back circumstances saturday, I signed n sent off the letter sunday? How long wil I take to get the money paid into my bank? As soon as they receive the leter do they put the monney in ur bank straight away? Or do they arrange a day for the money to go in?
About 10 days from whe you post your offer letter back, you should find it in your bank
can anyone pleasssssse tell me the address for bugeting loan ..
cannot find it any where!!
also has the law now changed im near 9 months pregnant and its not my 1st but 4th and just wondering if i could still apply for maternity grant not sure??
anyone else know if i could??
can anybody help?? i have printed the form off the website but their doesnt seem to be an adress does anybody know were i send it too??
hi i posted my ‘offer letter’ back yesterday saying i had been offered a budget loan, just wondering how long it will take until i receive the money into my bank?
thank-you
About 10 days
I have had loans budget and crisis in the past, I can honesty say i never had no bother with late payment.
We moan about the DSS or DWP as it is now called but we are lucky to have a system such as this AND the NHS!
I know many people family and friends eleswhere who DONT have any choice but to pay for medical stuff and many other who get NOTHING from there Gov’s becouse there jobless!!
So stop moaning and thank your lucky stars we have these ‘safety nets’ in place!!
i have been accepted for a budget loan and have been accepted and recieved a letter saying it will be in my account today and its still not in my account is there a certain time of the day it will go into my account
Usually payments are credited by 14:30- but it can be later depends on your bank
i applied 4 a budget loan roughly SIX weeks ago been ringing only to be informed that they think it was sent to my old address even though i changed all my details with my local jobcentre (rhyl) still waiting for the acceptance letter but was informed that i have been accepted over the telephone. trying to contact them again has proved a task in itself as i cannot get through to them
What is the number to contact the social regarding a community care grant that i have asked to be reviewed?
The number will be on your letter of denial- it is dependant on your post code..
08456036967 budgeting loan number. Hope it helps
hi i just sent mt form away on monday for a loan how long will i have to wait to get an answer
I have applied for a budget loan and put my add where I live now and my postal add for any post for certain reasons I receive my post there just wondering if they will sent any letters regarding the bl post to my postal add or to where I live?
i sent off a budgeting loan application form away 1st class on the 20th september , when will i hear about the decision?
wow yours is taking longer then mine is, I suggest you go in or ring as its a joke and been well over a month, you should of heard something back by now
WHATS THE ADDRESS I SEND THE FORM BACK TO
It depends on your postcode …. Either call and give your post code to get the address, or take it to your local Jobcentre
Not happy! applied for a bugeting loan well over 4-5 weeks ago now, had the form sent back about 3 n half weeks ago for partner to sign, and still no sign to this day. My son is now coming up 5 months still in his moses basket which has completly outgrown! so need a cot… no winter clothes for any of us. No washing machine and only have a tiny fridge with a one door freezer which belongs to the property. Really didnt think it would take this long!
Hello there, a couple of weeks ago, me and my partner applied for a Budgeting Loan for removal expenses and deposit etc. Last week I received a letter declining our application because my partner does not claim JSA (I claim it for the both of us and it was me who sent the application in MY name) but they addressed the letter to my partner and said because she doesn’t claim it we aren’t entitled. So, I have wrote a letter asking for a review and explained the situation in full..do you think the decision will be overturned. Thank you in advance.
i need to know the number t contact social fund to know when am i gonna receive my loan
Hiya,
I applied for a budgeting loan last week for a deposit on a new flat for me and my 6month old son, as we are currently living in the bedroom of my friend’s one bedroom flat, and some furniture to go in it. The advance rent is 2months rent. Which is £860 (one month deposit and first months rent upfront). I get income support and have been since late last year (around august last year). The total amount i applied for is £1000. What’s the likliness of me getting granted it? And how long before i’ll find out if im getting it or not? Also, what’s the number to call and check my application? I live in Elgin, Scotland.
Not likely- they only generally pay 1 month advance rent, and never deposit
sorry to say don’t hold your breath. I ws homeless and asked for loan to get property with my 6 mth old daughter. they turned me down on the grounds of would not be able to pay back. the government and social are all bastards. they think of themselves first.. iv manged to find somwhere not the best place in the world but its a roof over our heads. best of luck to you. try and keep you and your baby well/ x
I applied for a Budgeting loan last Tuesday, i ticket what i needed the loan for, but left the last box unfilled (where you can explain why you need the loan)… I received a letter this Wednesday offering me the maximum for a single person £348. There wasn’t three choices to pick, they told me how much I will be paying back and that is that… so i signed the declaration and posted it back accepting it the same day.. now I hope I receive the payment next week.
Hi.
over two years ago I applied for community care grant(as i am disabled and was moving to a ground floor flat for my heart condition) .I was granted money for some items not for curtain and carpet and i was offerd a budgetting loan for those item.I took the budgetting loan and no money was deducted from my benefit to clear the budgetting loan.
As i had enclosed a letter with my budgetting loan form asking them to re-consider that as community care grant,when they did not deduct any payment,I took it that they had regarded the budgetting loan as community care grant.Now after over two years they said it was their mistake and have started to deduct my benefit.This has caused me geat hardship,with fuel and other bills going up.Can they do this after over 2 years.can i appeal?thanks.
Hey, i recently signed my declaration on Friday and sent it back, any idea on when the money from my Budgeting Load will be in my bank?
could you tell me the telephone num 4 a budget loan
telephone number 4 a budget loan in south wales
Can I use the social fund if I am on work programme ?
Yes-
have you got the number to ring and see where the budget loan is up too?
hi …im 16 weeks pregnant and have 2 other young children just wondering if i will get any help with this baby as maternity grants have now stopped and i havent kept any of my other childrens stuff can any 1 tell me if i get any help ot not please …….cheers x
Hi I applied for a budgeting loan 3 weeks ago and still havent heard back from them to see if I can or cannot have the loan, why is it taking so long? As everyone on here seems to have had theirs sorted within like 2/3 weeks and have their letters saying they can have one and how much and how to pay it back and have sent it back, I’ve heard nothing, not even if i can or cant have it! I’m now wondering if i should ask about it when i next go to the job centre and ask whats going on!
I applied for a budgeting loan a week ago, but have since received a letter saying that they have overlooked an old loan and that I now need to repay that. does that mean I my new application will be rejected
hi i posted my acceptance letter last thursday i have a post office account whats the chance i get it in the account by the following thursday
If you posted the reply back in the brown 2nd class envelope then no- maybe early next week you will get payments
Hi
I applied for a budgeting loan nearly 3 weeks ago so I can pay for a course to get me back into work. I have not heard anything and was wondering how long it usually takes to hear back?
Is there a phone number that i can call to chase it up and see what is going on, I live in Barnet?
Hi I allready had a budgetting loan about 5 months ago and got 800 pound as I had moved into a new property and had nothing but I’m now 8 months pregnant and have managed to put away a little each week and got majority for my 2cnd child but I carnt afford to get a buggy and car seat witch I really need would I be able to apply for another budgetting loan of 200 pound to get one ?
hiya i sent off my form about a budgeting loan 3 weeks ago now i received the letter saying i could get it sent it straight back last wednesday and still havnt heard anything does any one know why? just need the money ASAP thanks heidi
if you sent it in the envelope provided then t was 2nd class- this will only arrive mon/tue this week and have been in the sorting room until wed.. think Friday at the earliest – more likely next week now though.
right ok its beginning to take the mick now though ive bin waiting so long cant do any of my washing for me or my son because i dont have a washer and got debt collectors on my back so need this money asap now!! do you actually work dealing with this then or not?
Good evening again Heidi.
No, we are not dealing with your claim. we offer free advice, and help when we can- however your application is with the DWP, who frankly, can take as long as they fancy.
I think it is worth remembering that the social fund is a discretionary service, NO ONE in “entitled” no a loan or grant, they are issued if it is deemed that you have been unable to cater for your own needs and those of your family, or circumstances outside of your control have caused you hardship and that someone needs to step in to put you back on the right track.
Interestingly- there are no “why can’t your sons father help?” or “you’ve been on benefits for xx years so why not budget so your not in debt?” questions
Nor is there any consideration to the fact that washing machines are relatively recent invention. was EVERYONE in crisis before they were invented??
Sorry- I digress,
Given your hectic schedule, and bussiment with contributing to the public purse, it would be unreasonable to expect that you used the sink for a couple of days wouldn’t it.
Right ok but when my child is at school it doesn’t look very good when I can’t wash it properly my mum has bin helping me but she lives 10 15 miles away so it’s bit of a trek for her to come just to do my sons washing for him but anyway thanks for your help I’m sure I’ll get it soon
Thanks heidi
I have had no washer for years now.And cant get any help from the social am on benefits due to illness.But still manage to boil and wash all my clothes bedding towels by hand and still look clean.I am sure as long as your child is not stinking or fithy he will survive.Buy hanwash soap which is cheap.Use a drop of milton or dettol to kill germs.A washer is not essential it is a convenience and time saving unneccerary item.There are people out there that have no clothes on their backs no shoes on their feet no roof over their heads.so i really think you are pretty well off you have been accepted and just need to be patient.
I am not having a dig as i know how you feel but after many years feeling angry at the circumstances i started looking at people worse of and realised we in the UK dont have it that bad.
i aplied for a budgeting load due to my house being full of damp how long does it take as i aplied 2 weeks ago now and have heard nothing back my home is in a bad state of repair it has ruind my carpets walls and furniture and beding especialy in my 3 year olds room do u think i am entitled to it or not as i need to get this sorted im on jsa and suffer rumatoid arthritis im bein left to strugle in this house with no help
hi social fund, sent off my signed declaration last wednesday. was for a small amount of 200 pounds for contribution towards emergency external rewiring (existing wiriring was arc’ing and was a serious combustion hazard). When will the social fund recieve my 2nd class brown letter and how long does it take to process, it is a small amount but fairly urgent. It would help if there was a mail checking service after 4 working days for peace of mind since the delay in putting it on the system isnt really an accurate indicator that a letter has been recieved during that time and then people are waiting uneccesarilly and before you know it the 14 day period is up and the loan is refused. Anyway please respond when you get time, Thanks
It should have been received by now, however takes around 3 days to action from the date it is acknowledged – give them a call and ask if they can update you.
my comment is being ignored what is this i posted 3 days ago and u answer a new comer and ignore me
i was amazed to be told that afts er havingf a budgeting loan i would be paying back £23 out of my benefit every week. i live on less than £40, thats for food and bills. what a laugh. my bills come first. i havnt had a cooed meal in three weeks and no hot water. the government need to help us people who through no choice of our own are out of work. i’v worked for the same company ofr 32yrs until they closed their doors thanks to the bankers and government and also the big rise in electric and gas costs. now im out of work for the first time in my life and the government think that £67 IS ENOUGH TO LIVE ON. HA HA . LIKE TO SEE THEM TRY. I cant afford food and bills. slowly losing weight and seriuosly thinking of taking overdose. cant lie like this. bloody bastards for destroying so many lives and familys
Write a letter and explain that they are taking too much- IF you are on only JSA at £67 p/w then £23 is to much. they must have assumed that you are on a whole bunch of other handouts, or maybe your circumstances have changed since the time when you signed to agree to pay back £23/pw???
Hi I have sent off a budgeting loan form almost a week ago and am just wondering when I would receive a letter? Its my first budgeting loan I haven’t got any other loans or any other things to pay out for, I have been on income support for a year now and am wondering if I would get the full amount I asked for? I have a daughter to.
yet again my coment was ignored u ppl make me so mad my loan is very much an emergancy im ill andcant liv in theesconditions
alastair king you’d be better off calling the social fund up, they’ll be more help. They only offer advice here. Trust me bro, I know how you feel, general standards have slipped in this country. You’ve got countries imploding all around europe, we’ve got a tory mayor AND government, we’re in a double dip recession with high unemployment. This is what the new world order want, for nations to lose faith in their own monetary policy (which in turn influences fiscal policy) so that people BEG european parliament for a single treasury to govern europes finances. NEW WORLD ORDER experiment will then be complete, they rely on us begging for handouts. The social fund is instructed much like other benefit centres to ‘waste’ time or kick people off benefits on minor technicalities so they can massage unemployment figures for the tories, they do,it with job seekers allowance, kick people off and tell them to reclaim which is simple enough but takes so long that its at least one perspn not registered as unemployed when they really. I used to feel undignified accepting jobseekers allowance but after the bankers and govt put us in this unemployment/recession I was proud to be clawing back that bank bailout money!
yes i totaly agree m8 they couldnt run a piss up in a brewry lol this goverment is nothing but a big joke and as for the eu ther just as bad i hate them all the rich get richer the poor get poorer they steel from us and giv to the rich and the foreners in our country whatever hapend to look after your own
at long last got my confirmation leter i sined and posted it back today how long till i get the money does eanyone no
alastair, wait exactly 7 days from when you posted it. Call them up and ask them if they;ve recieved your letter, they will tell you the progress and when the paymet was issued and when you wil recieve it, if after 10 days it isnt on the system ask them send you another form and put a note on the system that you want to accept the offer but your letter hasnt arrived otherwise after 14 days they will assume you dont want it. It wouldve helped if you sent the declaration first class recorded by yourself but no biggie. Also if you need the payment urgently and they havent yet issued your payment ask to issue ti via FPS rather BACS. No one except these public services places use the archaic BACS system
thankyou very much for thatuv been most helpfull
social fund, what bank does the social fund use? ie) where does the issuing BACS payment originate?
thanks
Hi there , i have been on jsa for quite some time but now due to health problems i signed off and i am now on the basic esa until they make a decision , i applied for a budgeting loan on the 8th nov whilst on jsa but which is also the day i signed off , will i still be entitled to a loan as i ve signed off and waitin on decision about esa ??? i hope you have time to reply as i see your busy but im quite concerned .
Hmm this isn’t straight forward– the basic eligibility criteria that you need to be concerned with is the need to: be in receipt of income related benefit for 26 weeks before you apply.
It seems that on the 8th you met this criteria, however IF you waited even a day to LODGE your ESA claim then it could be argued that on the date of processing the decision you did not meet the 26 week mark.
If you have NO gap, then you *should* be OK, however expect a fight if you have a gap..
Let me. Get back to you Monday after discussing legislation with colleagues
Hi
I have just been accepted for a budgeting loan, I send my signed letter back nearly 2 weeks ago. Can someone pls let me know how long you have to wait until you get your payment into your bank?
Is there a number i can call to check the status of the payment?
thanks in advance
i sent my leter back on the 10th last week heard nothing back been checking the bankand stilll not in i need it asap can somone help
Hi, 4 weeks ago i was living in a mother and baby communal living place with my 5 month old son. Everything as provided there including bed etc. I got my own place 3 weeks ago in which i had nothing what so ever.. My partner moved in with me in which me change all our benefits to joint claims and he done a joint claim for jsa. I applied for a community care grant, and was told me and my 5 month old son was priority for a cooker, carpets, fridge/freezer, tumble dryer, washing machine, settee, and wardrobes. I don’t understand this because my son has a sever reflux which means i have to wash his clothes twice a day due to him being sick constantly. His on medication from the doctors because of this. So i need the washing machine to wash his clothes twice a day, i need the tumble dryer as i have nowhere to dry the clothes as i am in a flat with no balcony, i needed a fridge due to keeping his medison cool, cooker to cook my meals as i am on little money so couldn’t possibly eat out everyday, wasn’t aloud carpets so have to sit on cold broken tiles, and wasn’t aloud a settee to sit on. I needed a microwave to warm my sons food and bottles up. But all this i wasn’t priority for!
So because i was on income support etc i had to sign off due to my partner moving in with me, he now claims job seekers for me too, we applied for a budgeting loan to get all the furniture we wasn’t aloud, he had to claim because he ha been on job seekers more then 26 weeks. I saw someone’s comment above that they got declined because his partner wasn’t on jsa even though he was claiming for her, is this right? Will we get declined because of this?
Have you had other loans/ grants?
when will my loan go in to my post ofice acount i sent the declaration back thursday last week
hi i sent my decleration back on 12th of november and i still havent receieved the money but last i recieved it within 2 days why is it taking so long this year?? help please as i really need the money for my two year old
how long does it take to process an aplication form for a budgiting loan? i sent my form 2 weeks ago and still havent hurd anything!!!
About 10 working days.. Give them a buzz
Hi, Ive applied for a budgeting loan . Filled in the form and sent it back last Monday 14th Nov, I was wondering how long it takes to sort out. I understand I am not the only person applying. Just wanted a rough time scale. Thank you.
Think about 20 days from your initial form to the money in your bank
I applied for budget loan forms a week ago and haven’t received them yet.
Download one or collect one from the Jobcentre – much quicker.
Im 6 months pregnant, and have applied for a bl. Will I be classed as a single person or do pregnant women get special circumstances? I live in a bare flat with no bed, carpet, furniture, or kitchen appliances, am quite honestly starting out on my own with nothing! ive sent in proof of my due date and pregnancy so theres no questions asked???
Hi Jen- we’ve had a chat about your case and the consensus is that you will be classed as a single person unfortunately.. You can apply again once the baby is here and you MAY get a better response..
hello,
just wondering i sent back an agreement for a social loan and had realised i hadnt sent the bit you sign what will happen now…..i have sent it anyway but it was on the 14 day deadline so they probably wont get it in time…will i still get the loan.
You should be ok, as long as it wasn’t weeks apart
Hi there.
I sent my acceptance letter last Friday, any idea when I’ll receive payment?
Thank you
Use 10 working days as a guide from the date you posted.
the loans and applications are taking alot longer at this time of year,
busiest times are before school holidays and christmas, some are taking up to 6 weeks, to look at and further 3-4 weeks to pay out, this is due to the high demand at these times of year,
Hi could anyone tell me, can you apply for another budgeting loan whilst paying off budgeting loan ?
Thanks
Yes you can, but it does depend on what your applying for. E.G. if your last loan was in August for a washer, its highly unlikley that you would be awarded a further loan for a washer in what may be deemed a short period.
Firstly I think this is brilliant what you do. Secondly, I think all you ‘me me me’ people need to stop being so selfish! I’m a single mum of an almost 2 year old daughter. I have not had carpets in my home for a year, applied for a com care grant around a month ago and got a measly 300. I have just escaped a very violent relationship in which the ex broke the bed and either took or smashed I’d say three quaters of our stuff yet I haven’t complained once dispite the fact I clearly didn’t get enough money to pay for the stuff I needed. Due to the fact my 2 bed house is huuuge I’m finding it hard to carpet everywhere. I got help from my health visitor who put me in touch with a charity (who put down new carpet for me in my little girls room) just my front room with underlay cost me 470, at 3 per sqm. My hall way etc is bad as my little one seems to keep getting splinters. I’ve applied for carpets, clothes (as due to having my daughter my csection and the stress of everything recently I have love weight but my saggy tummy prevents ANY clothes fitting…) And also need help paying rent arrears. Realistically what will I be getting?? PS to all you idiots who apply cause you want to buy xmas presents etc are plain selfish, save like the rest of us. I was getting 60 every two weeks and I still managed with gas, electric, two different water bills, which totals 40 right there…so I think some of you need to lay off the government as some of us genuinly need the help and don’t get it!!!
The maximum that you can get as a loan is £1500.00 with any previous loans deducted from this total- however it is very difficult to give a sound estimate as each application is dealth with individually, and is at the descretion of the particular person dealing with the application.
As such we have seen very similar applications result in vastly differing awards (or not)
i was om income support about 4 years ago and received a budgeting loan and then came off benefits i am now back on income support and wish to apply for loan will i still have the old loan from 4 years ago to pay?
Yes- the debt is still there
I applied for a budgeting loan over a week ago , I rang 2 days ago and they said it wasn’t on the system and to try again on tues , if its not on the system by then is is possible my claims been lost ?
Yes this is a possibility- usually new claims are logged pretty quickly, however this is one of the more busy periods hystorically.
iv never had a problem with social fund loans they have helped me and my family so much if we didnt have them to help out when times are hard then who have we got!!! So a big thank you to all the social
hi i have recently made a claim with my boyfriend and he wants to apply for bugetting loan as he has never had one and get jsa , but when i was single claiming income suport with my 2 children i did get budgetting loans will this effect my boyfriend ?
Shouldnt do, unless your both apply for the eame things for the same place…
Okay thankyou that’s brilliant – but I heard that as a single mum the max you can be awarded is 800? Is this true of faulse?
im a single mum and the maximum im aloud is 812pounds
Hi I got my budgeting loan so I sent my acceptance letter back how long until they pay out the money
Can you tell me if to be awarded a budgeting loan if your 26 weeks start from the date awarded or the date of first payment and if I send off the form before my 26 weeks what happens
whats the number to find out when the money off to b in the bank
i applied for a bugeting loan they said no i had not been claiming for 26wks but i had there had been no break in my claim i had to ask for a reveiw even though it had been there mistake
sent my letter accepting my loan on the 26th of novembe r rang this morning thy still havent received it how much longer wil it take as my daughter is ill and we needed the money asap thks 4 ur help
hi i sent my acceptence application form back on wednesday 31st december wen will the money be in my account
Hi °̩ got my acceptance form thursday 1st dec sent it straight of was wondering how long until its in my post office acc please thanks
sent back my acceptance letter 8 days ago when will i receive money and also my partner has never had a budgeting loan can he put in 4 1 and will he get it as we claim as a couple thks
If I applied for £200 budgeting loan and am on only JSA of £67.50 per week with no debt to the social fund is it likely that I will only have to pay £6.75 out of each week’s JSA? Roughly
The usual repayment rate is 20% of income ( so think £13.50/ week) you can ask for this to be reduced after the fact though
Ive had a letter from income support saying i owe them money which will reduce my income support money to £10 every fortnight, if i apply for a budgeting loan will i be able to receive it?
it will depend on your other outgoings and income- they will not let you have more going out than you can afford.
i sent my forms off over 2 weeks ago not heard anything regarding the bl as yet, do u have a numberi can ring to enquire. i live in hull, thanks
Hi I have applied for a budgetting loan and a community care grant. Can you tell me if there is a chance i will recieve one of these? I have just signed the tenacy on a housing association flat and it is bare. I have always live with my parents so i don’t have any furniture to take with me and the floors have tiles missing on the flat which will cause problems for my 14month old.
How long will it take to hear a decision? Am i likely to get either of them? Im a stay at home mum and on income support ( single) . I have also heard that if i am able to get a budgeting loan the maximum amount i will recieve is £812? is this correct?
Any help would be great!
the amounts depend on your circumstances, and what you have applied for- you can expect a decision around 10 working days from your application date, however at this time of year it can be longer.
Hi there, I applied for a budgeting loan a week ago and am due to move into a unfurnished flat on Saturday, I am currently pregnant and have no one to help me with anything, when will I here back as its kind of urgent, I’m based in Bracknell. Thanks
Hi sacha,
if you applied a week ago, you should have a decision in the next week to 10 days.
Please could I get some advice, I’m pregnant on my own and was NFC I have managed to find a flat which the council have helped with I’m on JSA and I applied for a budgeting loan a week ago, when will I here if I’ve been granted it, I am desperate as I move in tomorrow and have no where else to go?
This time of year it does take a little longer than usual, however expect a reply in the next wee- 10 days
Hi im from coventry can i have the addreses of the social fund so i can send my budgeting form to thanks
Hi I sent off my acceptance letter (for £812) 1st class on monday 5th december. Can you tell me how long it normally is before it’s in the bank or I hear of a date for it to go in please? we live in the stourbridge area, they told me on 0845 603 6967 that they can’t say whether the acceptance letter has been received yet. Any help would be most welcome.
Hi, I was thinking about applying for a budgeting loan, and would like some advice. I am a 20 year old single mum to my 5 month old daughter. I still live with my parents, but the income support, child tax credits and child benefits I receive covers mine and my baby’s food and general living expenses, as my parents have said that now I’m a parent I have to basically pay my own way. I was thinking of applying for a loan because my daughter has grown out of her Moses basket and is currently sleeping in my single bed with me, which obviously isn’t ideal, so I need to buy her a crib/cot. The only problem with this is my room at my parents is way too small to fit it in as well as my bed and wardrobe etc, so i need to decorate the spare (box) room for her to sleep in there, including carpet/flooring. I also need to buy her bigger clothes. 90% of her clothes she’s had so far have been hand me downs, but I don’t know anyone that has clothes big enough that are suitable for winter. I know it’s a lot that I need, but I thought I would be working by now, and was expecting some sort of help from her father, but he’s disappeared. I was just wondering the likelihood of me being awarded a loan? I have been on income support since may like I said, and was on JSA before that (from march) with no gap inbetween. I have also had one crisis loan of £60 in july when my daughter was born because she was nearly a month early, but I’m pretty sure that’s been fully repaid now. So yeah, before i apply I would just like to know whether it’s worth it, and whether I’d be likely to receive one? Thanks.
Hi Loren,
from what you have said- yes it is worth applying for a grant
i have had my acceptance letter sent back twice i really need the money can i fax it back?
Hi there I sent off for a budgeting loan on the 10th of December I’m just wondering how long it would take to come back due to Christmas and new years would be great if you could let me know
Possibly after xmas now…
Im applying for a budgeting loan for rent in advance im just wondering if i will get it before new year ? thanks
Hi Kira,
It depends on when your tenancy starts- if its soon (3 days) then apply over the phone for an immediate decision- if its weeks away you will have to apply by post- this time of year they are very slow..
I applied for a £200 budgeting loan today.
I’ve been on I.C.A. (Invalid Carer Allowance) and Income Support top up for 2 years solid.
I was under the impression that you don’t have to be specific about what the loan is for and that you just tick the relevant boxes on the form (Shoes & Clothes, Furniture & Household Items) or whatever.
Now, as I read through this page I see people making lists of specific things they need and people getting £450 instead of £900 because their household items can be bought for less money.
Three points:
1) I’ve been claiming / receiving the relevant benefit for almost 4 times the required length of time.
2) I am asking to borrow £200 and not the £1500 maximum.
3) I can easily pay this amount back at £10 or £5 per week and I have asked for it to be deducted automatically from my Income Support.
Surely this is a reasonable request and should be accepted.
I went to the Job Centre Plus for the application form and they told me that they “Don’t do forms” these days, but they gave me a 1st Class envelope and a card with the relevant phone numbers on it.
So, I had to phone up an 0845 number (costs money), listen to the obligatory “This phone call is being recorded” and then a bunch of options – which is probably designed to suck your last £2 at the phone box so that you are disconnected before you get through – and then they sent me a form which was here 2 days later.
I filled the form in and sent it back in the 1st Class envelope I got from the Job Centre Plus (I only received a 2nd Class envelope with the application form) and now I am waiting for the response.
When I get this response – if successful – I will obviously agree to the repayments and then send it back to them. I will then have to wait 10 days – or up to 4 weeks? No doubt they will obviously send another 2nd Class envelope.
This whole process could easily be done online or over the telephone.
It would save the Job Centre a lot of time and money that could be spent elsewhere in the infrastructure.
One time I went to sign on – a few years ago – and I was 10 minutes early. “Go and take a look at the boards,” I was told. So I did – then I went back at 1:29pm – “We are not ready yet – look at the boards again”.
I had a look at the lack of jobs and then there was a queue of about 5 people – which I joined at the back around 1:32pm. The Job Centre advisor was a disabled woman who insisted on interrogating the first 5 people in the queue for almost 10 minutes each before they were allowed to sign on.
“Have you been looking for work?” – (Yes) – “I want to know exactly where have you been looking for work?” – “Would you consider working in another area? Perhaps Blackburn which is 15 miles away and has an even higher number of unemployed people looking for work!”
Finally – it was my turn to sign on – at 14:10pm. She gave me an official warning for signing on 40 minutes later than the agreed time.
As a Carer – I don’t have to look for work. I spend 35 hours per week looking after a sick relative. However – when I started my claim – I had to wait an hour past my interview time (because the Asian woman making a claim in front of me couldn’t speak English and they were trying to find her a job). The advisor then spent the next 45 minutes trying to find me a job – when I specifically told her that I would find work in my own time when the time was right – but I am not interested in working for the next few weeks.
These people mess everybody about and keep you waiting for hours in some cases – yet if you are 2 minutes late – they rebook your appointment. I watched this happen 4 weeks ago when I accompanied a friend to the Job Centre Plus. A bloke was less than 2 minutes late. As he walked in – he had to wait in a queue for 5 minutes to tell the guy at the front desk that he was here for his appointment.
“You are 8 minutes late,” said the guy at the front desk. “We will have to rebook you with Sheila”.
Sheila was an advisor who was sat behind a PC screen in an otherwise empty office space. She rescheduled his appointment for an hour’s time. When he left – she was sat there doing nothing for the next 45 minutes whilst I was there.
I mean – these people are on £8 per hour or whatever for treating people like crap – almost provoking people to shout at them – just so that they can stop their claim or throw them out. There is less and less work for the Job Centre staff to do these days and the whole operation looks like a complete waste of money from the taxpayers point of view.
I got thrown out of the Job Club at one point because I came across as being disinterested in the “positive thinking” rubbish they were trying to instil into the local dimwits. Three days after that I landed a computer job at a local internet firm where a friend of mine worked. Suddenly I was on £350 per week – and I went back to the job centre after my interview and told the woman who was running the place.
Guess what she did! Printed it out on a huge sheet of paper – and stuck it on the Job Club wall – that “Chris” had been to Job Club for 4 weeks – and they’d found him the job he’d always wanted. With a message saying that the Job Club actually works! She even wrote it down in her book so that I was a statistic that they got paid for!
Of course, when you start working – the £350 doesn’t last long. There’s £80 tax and National Insurance. £25 per week Council Tax. £80 per week rent. The cost of going to work, shoes, clothes, etc. dinners and transport. But you are better off in the long run.
However – a single mother who lives around here got a 16 hour per week part-time job and she gets full housing benefit, council tax rebates, family tax credits and anything she pays in terms of tax and insurance she gets back tenfold in other benefits.
This is what annoys me. Rewarding a woman for having 5 children to 10 different dads and working 4 hours per afternoon, 4 days a week.
Anyway – do you think I’ll get my £200 loan? lol
Hi Chris,
Yes- The common thinking here is that you should qualify, based on what you have said.
It may be an idea to take your acceptance lettyer to the jobcentre and ask that they fax it- may be quicker?
re: your observations, you raised a laugh here- so true!!
how many parts do you have to sign on the acceptance letter.
i sent the first one back late november was sent another one because i hadnt signed it.
sent that one on 8th december took a pic in case it happened again but was told this morning they are sending me another one because i have not signed it again.
how many times do you have to sign your name on the acceptance letter
thanks x
Thanks for the heads up.
Glad you had a laugh!
Currently looking for a bit of work – but I burnt my bridges with my old boss.
Basically I write content for websites and I was on good money. But then the boss got greedy and started paying peanuts after I had a couple of months off.
I had a go at him – and then he offered me £300 to £400 per week…but at this point I sent him so real nasty messages back and told him to shove the job…ahem!!!
Good thinking, Batman!
Now I’m on £55 per week Carer Allowance looking after my sick mother…whilst looking at old friends on Facebook who are living it large.
Hi, i sent back my acceptance letter on the 26th of November and still no word, I know it can take a little longer but its been 3 weeks now, should i be worried?
Give them a call and ask if the have loved your application- if not then send another as it seems likely that the original is lost
i have got 2 forms a budgeting loan form and a community care grant form i have mixed the envolopes up i need too no what ones goes to chesterfield and what one goes to nottingham thanks
hi my payment was due to be in my account last monday but was paid in to wrong sort code i have sent form QB42 but it doesnt look like i will be gettint a replacement i have been without money for over a week now could you tell me the process and will i get a replacement could you please email me the response thank you merry crimbo
hi christopher, if you struggle with having no money due to not getting your payment on time then apply for a crisis loan, it has to be repaid, but you could get it the same day.
I sent my agreement letter for a Budgeting Loan on Saturday last. Would you think in your opinion that the payment would be in my bank account by Friday? Thank you for your time.
HAVE YOU GOT MY LETTER ACCEPTING MY BUDGETING LOAN AND IF SO HAS IT BEEN SENT OUT OR PUT IN MY POST OFFICE ACCOUNT?
i sent of my reply to a budgeting loan last week and i was wondering when you think i would get it as i really need to get safty equipment for my child as he is nearly crawling thanks.
hey kerry, depending on how backlogged they are it can take up to 8 weeks, but i have never waited this long. Have you tried applying to your council for saftey equipment, or asking you health visitor, s/he can contact groups that can help. one i went to was like a 1 hr course that i had to attend, i then recieved around 4 gates and proper window locks.
i sent of my reply to a budgeting loan last week and i was wondering when you think i would get it as i really need to get safty equipment for my child as he is nearly crawling thanks. Kerry.
i am trying to chase up a loan i live e15 london
what is the maximum amount of money you can recieve from a budgeting loan?
You can only owe the social fund £1500.00 t a time
I got my acceptance letter just before Christmas – I sent it back agreeing to the repayments on Friday 23rd…
Just got a letter today saying the money will be in my account on 5th January (tomorrow).
The letter was dated 30 Decemeber.
So it took just under 10 days for them to agree to the loan – and just short of a couple of weeks to pay out.
This was over the Christmas / New Year break though – so it’s been good for me.
One other thing -> I joined the credit union – I got a tax rebate for £500 about 2 days before Christmas…lol
Spent Christmas with no money – but now I’ve got £700 available to spend tomorrow – when I don’t need it!
Las Vegas here I come! haha
BTW – The reason I joined the Credit Union was because nobody would cash my cheque without loads of ID.
You can join the credit union and pay a cheque into a savings account – you just need two recent letters – no passport or driving license required.
You can also get a pre-paid VISA card from them.
So when my cheque clears tomorrow – I can top it up with £200 and buy stuff online, at shops or use an ATM for a 75p fee. Cashback from Asda is free. It costs 50p to “load” the card with money and 75p for an ATM withdrawal but everything else is free – including the card (at my credit union at least!).
Chris,
What did you put on your budgeting loan applicaton to get £700?
Plus what did you ask for? cheers.
CA
If you are a single person you can have upto i think it is around 813 pounds and a couple will get more this is a budgeting loan only. You can have this for anything from clothes, baby things to paying off loans, u may not get what you ask for if you already owe them for another budgeting loan. Any crisis loans you owe are not taken into account. When applying it asks you to tick what you need it for, tick anything yo uneed to apply for. If you want to know anything get in touch with me. thanks
Hello,
I still owe about £100 on my budgeting loan of £350. If I could pay the £100 now and clear my debt early could I then apply for another £350? I ask because while on the employment zone some of my repayments weren’t deducted from my benefits, I had forgotten about this and thought I’d nearly repaid my loan but it won’t be repaid till May and I need some money “now”.
Some time ago I applied for a budgeting loan while still paying one off and was offered half the amount I still owed (it said this was by law).
I understand you may not be able to give a yes or no answer but any advice would be much appreciated.
Thanks.
Hiya,
Each loan is dependant on your circumstances, and how close you are to the maximum allowable..
Hello,
I am about to hand a budget loan application in. I need it for clothes and furniture. I need a question answering though which is important before I complete the form. I live at my fathers house, I pay him private rent (Nothing official, but he owns the house, re mortgage) he works away as a driver and is away most of the week, and rarely is here. So I live on my own pretty much and have to look after the house. He is also in debt and on very low income so he cannot help with what I’m going to explain below.
I’ll cut a long story short and won’t go into details why, but the fridge/freezer & cooker are both broke and not usable now, so I’m looking at the budget loan to get new ones with some clothes. My question is: Will the loan be allowed for me to get afridge/freezer & cooker for a house I’m not officially paying rent at and is not mine? The reason I am asking is, should I put it in the notes as to what I really need so they can work out better how much to give me, or would they not allow me to get a new fridge/freezer & cooker for a house I’m not officially paying rent at and is not mine?
I get ESA, cannot work and do not have any options to get any loans or anything.
i rang up from the jobcentre before christmas for an application form,i still havent recieved anything.im in desperate need for household items.can you send me an application pack out in the post?and how long would it take to get it??
Go to the job centre and get one- at least you know you have it then…
Well it was £1500 but been put down to £350 I just got my letter today to say I been awarded £236.36 p with he max £350..
the max on budgeting loans is fluid depending on your circumstances
Is there an upper limit for a budgeting loan for a single parent with 2 children, 2 and 3 years old.
Thanks
total debt can not exceed £1500
I found out that max loan for someone in my circumstances is £812
Hi,
I sent off for a budgeting loan yesterday. I was wondering how long it usually takes for a decision to be made?
I was told by the gentleman I spoke to on the phone that if you have been recieving a qualifying benefit for 26 weeks and fall into the right catagory you will get the loan!!
I have applied as I want to take a course and buy materials to get back into work.
Do you think I will get the loan?
Thanks
Steph
hi i am appyling for a budgeting loan for different reasons but im wondering if i got one last year and i am paying back am i still eligible to apply for this
Yes.
i phoned up about any help i can get for house hold stuff that im on Incapacity Benefit and there told me that i can get a Budgeting Loan is this right coz ive been on incapacity for a few years now
Can i apply for a budgeting loan to pay off a high overdraft?
Hi,
Yes you can apply- however it is 99% likely that you will be turned down- as Budgeting loans are not intended for this purpose
So what is the best thing to say or tick on this 500 form to get a budgeting loan.?
Hi, i applied for a budgeting loan to pay off debts that i had run up on a credit card, store card and catalogue for futniture and equipment for my sons room and my new baby, because i had no choice as i have no other financial help and wasnt on income support long enough at the time to apply for a loan, will i be approved? I also need clothing for my 2 sons and the loan to help decorate their rooms.
iv just moved into a house n i need al new stuff as iv had 2 leave most stuff behind cause of reasons n im a single mom with 2 kids a 2 and 4 year old could u plz tell me wot i would be able 2 claim
Yes
I phoned for a form on 12′ december never recieved one ,phoned again on 3′ january for another one never got it ,phoned again 13, january said it would be 5 working days still not recieved wat is going on they will probably come all on the same day .
We suggest that you download one or collect one from the Jobcentre.
hi just wondered what the number for budgeting loan enquiries was for the medway chatham area please?
hi there what is the number for the budgeting loans? a live in fife and was wanting a loan for paying my rent in advance
just wondering would i be able to get help with a deposit for a house
yes you can generally get help with rent in advance. not deposit- they are different things…
Hi can u give me the address to send back my social loan form too I downloaded the form and don’t have an envelope ! Thanks
hi i just recieved my declaration letter to recieved money quicker if i send it by 1st class delivery when are they likely to recieve it wand when would i get my money or wouldit makee o difference if i sent it in there own brown 2nd class envolope thanks
I have been on national contributions jsa for 6 months i am now on income based i applied for a loan previous for a bed and cooker and was refused a loan they said I need to be on JSA for 6 months when I applied for a crisis loan they told me it was not a crisis. would i be entitiled to a loan now i am on JSA INCOME BASEDabout 2 months now thanks
a crisis loan is just for food, gas and electric- your not eligible for any other loan/grant at the 2 month stage- sorry
hi, i would like to apply for a budgeting loan but would like the number for peterborough please also how long overll does it take for the money to go into your account and for them to recieve your application?
I applied for a BL and have been awaded 1200. I claimed it was for moving house but it was for my gambling addiction. I lost it all within an hour. Is there anything i can do to cancel my repayments?
Are you serious??
hi,
I applied for a budgeting loan and got accepted, I have signed and sent my declaration 1 week ago, my question is how long from when I have signed and sent my declaration should I expect to receive the money? as I called today 1 week after sending and they told me it has not yet been received! is this normal this time of the year ? is there a delay? any answers would be greatly appreciated as I applied for this urgently thanks x
Hi SF,
Whats the mximum a single male can receive from such a Budgeting Loan?
If its less than the £1500 then why dont they you that on the form you fill in.
Plus how many budgeting loan applications can you make ina single year or tax year.
Could possibly be facing bancruptcy without one. My overdraft charges of £31 a month Plus others takes up a sizeable amount of my benefits (6 months on them starting my own business soon). I have telephoned the bank but they do not want too refund any charges. I even mentioned I am on a low income. But no… On Feb 1st 2012 I will be charged £81 in fees, for being over my overdraft by £1 in December. I wasnt even aware I had done this at all, Halifax charges £5 a day for being over your overdraft. The Halifax really do take the Pee!. Thanks in advance.
Cheers. Sorry for double post use this one too reply.
So to get a SOCIA FUND loan of any description you will have have to be on INCOME BASED JSA, so the past 26 weeks on contribution based JSA was a waste of time?
What a ridiculous system so thats 26 weeks on Contribution based JSA then another 26 weeks on income based JSA. 53 weeks a year before you would be considered elligable for any SOCIAL FUNDING?
Wow now thats a real incentive to do anything to work.
No wonder people go bat shit crazy with staff at the local job centre.
Roll on self employment.
hi, im allready paying off a bl and need another,im not sure how much i owe and was wondering is there a limit to how much u can have?
thanks
yes- you can owe the social fund £1500.00
I have been unemployed now for about 9 months and really need a budgeting loan….
My washing machine has stopped working and so has my fridge freezer, the oven has blown too ( i basically have a kitchen with everything broken)
Because i used to work I was on Conts based JSA for the first 6 months and have been on Income based JSA for the last 2-3 months, would i be entitled to a loan now or have to wait another 3-4 months?
If i have to wait until i have been on Income based JSA for 6 months that makes a total of 12-13 months, what am i supposed to do in the meantime? How would it be fair that someone thats never worked can get anything from £100-£1000 after 6 months and i have to try and go 13 months….. surely things have to be looked at on their own merits?
Regards
John
i got me replay back and sent it off they would of got it today so how long will it take to go in me bank account
Did not receive an offer of a budgeting loan.
Because I was not on Income Support, INCOME! based JSA (or other related benefits) or no break of 28 days in any claim.
Now Im having a crisis, will have to go for a crisis loan instead….
Its only a 7 days wasted posting and waiting. I will have to fill the crisis loan form in now.
At least the Crisis loan has no idiotic restrictions like a budgeting loan (has it?).
Hi I sent my acceptance letter off first thing saturday morning I was just wondering when the money will go into my bank I live 40miles from the place it was sent to so it didn’t have to go have way across the globe also don’t believe everything you ppl are told on the phone I rang them up last friday they said they had not received my application but the following day I had my offer letter in the post it also had the mondays date on it when they told me they didn’t have it there frickin liars and fill you with any kind of bull s**t to get rid of you !!
Hi i got a budgeting loan July/August last year! Of just over £800 and i am still paying it off! But i really need more money now for clothes for me and my baby and household things for us both etc. Do you think i will be able to get another loan? If so how much? x
It will depend on how much you owe
Hi! What is the address 2 send off my budgeting loan? I’ve been Job center and they didn’t have anymore envelopes and said the address should be on the back of the form! But it isn’t, i printed the form off online! And the Job Center wont send it off 4 me! I cant find the address anywhere online, and don’t no what to do! Thank you x
Wheres my message gone?
hello i recently sent off for a loan and got accepted they got it all processed yesterday and sent it out now there saying its first class so didnt get it today when will i get it every one is saying tomorrow so am confused as any one else got it the 2nd day? thank u xxxx
usually 3-4 days from postage- they use 2nd class post.
hi was wondering the return address to send my budget loan application back as i d/l from dwp wage page but no return address
depends on your address and the centre dealing with your application …?
hi,sent my signed form back on the 3rd of february,when should i recieve my budgeting loan into account thanks.
if you got accepted and sent it back it should be 10 days from the day you sent it back.I would chase it up.If its their fault its been deleyed or somthing request a same day payout.
hello social fund, i’ve been on ESA since feb/march 2011 waiting for and recovering from a knee operation, i signed on JSA on 9/01/12, i have used up my savings during this time and now need some help with car tax and insurance etc to get back into work [ i'm a bricklayer and can't really hump tools and shovels etc on and off public transport] . there are a few other items i need assistance with, cookers on the blink, microwave packed up completely but mainly to get back at work it’s the motor i need, could the social fund help there.
ps; i’m 59 and have fully recovered from the operation.
regards colin
Hi Colin,
The social fund can not help you in this area, however you may be able to get help from the job centre.
Speak to your adviser about the Advisor Discretionary Fund..
I have been offered a loan through the social fund & sent the acceptance letter back the same day I got it & two days later I got the same letter again (a duplicate) which was also sent back the same day & have rung them a week after the 2nd letter was sent back only to be told they were sending a 3rd letter out for me to sign & send back. Does anybody have any idea what’s going on & when the money will be in my bank??
Try 10 days from the date you sent the first letter back
Check you have signed it properly or that they are not asking to confirm ant info.was there a letter sent back with it.Ive had this happen before and it turned out to be a small thing i missed on the acceptance letter So they sent it back for me to correct.GOOD LUCK
hello i was wondering can you get a social fund loan whilst on ESA ?
Yes you can
hi i applied for a BL and got accepted. i signed and sent back the declaration. this wa about 2 – 3 weeks ago still havent recieved it. could you give me the number to contact them please?
Please check the telephone numbers section for your local benefits office number.
Hi I received my acceptance letter on Friday and sent it back the same day, do you think I will receive my payment this week?
Unlikely- as they are sent out with 2nd class envelopes, so will only arrive today/tomorrow
Hi,
Can you apply for a budgeting loan if ive been on contribution based jsa for 6 months? I am now currently on income based jsa and have been for a few weeks. Also I will be swapping over to income support end of the month, does this effect my claim, if im eligible to claim for the above.??
unfortunately you have to be on a means tested ( JSA income based/Income support etc) for 6 months to qualify- JSA contribution based does not count.
your move to Income support should not break your 6 months served though.. so apply in 4-5 months time
Hi i sent off my budgeting loan form off 2day, 1st Class! How long do u think it will take 4 them 2 get bk 2 me? Thanx x
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