Crisis loans
Crisis Loans are emergency payments for unforseen or unavoidable circumstances, Crisis Loans can be either applied for over the phone on the latest CRISIS LOAN NUMBER or you can us an application form. The maximum crisis loan ammount available to any one household is £1500, and this limit it non negotiable. If you have hit your limit you can no longer be awarded any further loans until you have paid back some of the debt owed. In these circumstances you can apply for a Community Care Grant
To apply for a Crisis Loan online get the CRISIS LOAN ONLINE APPLICATION
Crisis loans over the Telephone:
In some circumstances Crisis Loan applications can be taken over the telephone in an interview that will take around half an hour, at the end of this time your application will be assessed by the person that you were speaking to whilst you are on hold and if awarded – the amount that can be paid to you will be sent to your local Jobcentre Plus office for collection as a Giro  that you can take to exchange for cash at you nominated Post Office that day.
The crisis loan application process is very simple, initially you will need to call the Social fund telephone number for your area and go through a set of security questions ( you will need your National Insurance number) and once you have done this you will need to explain the circumstances of your crisis.
Depending on the Nature of your crisis you may be offered a face to face interview or continue the application over the phone.
Generally you will be able to apply over the phone for any immediate disaster, or unforeseen loss of income- however may need to provide further information if your application relies on an application for money to secure a property ( Rent in advance) and you may be asked for a valid tenancy agreement
Crisis loans provide help for people who need money quickly because of expenses in an emergency or disaster. They can also help with rent in advance in certain circumstances. Crisis loans have to be paid back to the Social Fund, but they are interest-free. This means you will not have to pay back more than the amount of the loan. Crisis loans are discretionary which means that you will not get one just because you are eligible to apply. The benefit office will decide whether to pay you anything based on how much money is in the district Social Fund budget, and how urgently you need help.
Who can apply for a crisis loan
Anybody over the age of  16 can apply for a Crisis Loan, if they find themselves in a situation where they do not have enough income to provide for their immediate needs in the short term, this can be for single people or for families. A Crisis Loan is assessed based on the situation that you are in, and not for a future event, so  there is no point applying for an upcoming phone bill. To qualify for a Crisis Loan, you do not need to be on Benefits, however you do have to be in a situation where you are unable to obtain resources from another source, Bank loans or wages for example. There are some people that are excluded from being awarded Crisis Loans, this includes people under 16 those in permanent residential  care, and those in Prison.
Who cannot get a crisis loan
People in the following categorise cannot be awarded Crisis Loans:-
- Those  in a care home or in hospital, unless you are going to be discharged within the next two weeks
- Those that are a prisoner being held in prison or on home leave
- Those that are a member of a religious order which meets all your accommodation and living costs
- Those that  are under 19 and in full-time education (unless you are getting Income Support, income-based Jobseeker’s Allowance or income-related Employment and Support Allowance).
Your Immigration status will have an effect on your ability to be awarded a Crisis Loan
If you are unsure if you will qualify or are able to apply, you can speak to your local  Citizens Advice Bureau. to get advice be e-mail you can contact your 
nearest CAB.
What expenses can a crisis loan be made for
A crisis loan can be paid for any specific need unless it is an excluded expense. However, the need must have arisen because of an emergency or disaster, or because you have to pay rent in advance in certain circumstances. An emergency or a disaster could be a fire or flood, or some other event which means you need something very quickly which you cannot afford. The crisis loan must be the only way that you can avoid serious damage or risk to the health or safety of you or a member of your family.
| What is a Crisis Loan? | An interest free loan, which is available to assist people to meet their immediate short-term needs in an emergency or as a consequence of a disaster. Available to people who have no other means of getting help to avoid serious risk to health or safety. |
| Eligibility | Anyone aged 16 or over. Applicant does not have to be getting any kind of Social Security Benefit in order to be considered for a CL.
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| Features | What can a Crisis Loan be used for?
How much can be borrowed?
Repaying the loan.
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| How to apply |
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| More information | Advise that further details of Crisis Loans would be given when they called the Crisis Loan telephone number and /or by accessing the direct.gov site |
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{ 331 comments… read them below or add one }
i think it is crazy i am now going to go ten days without food and bedding thaks to crisis loan it is crazy
got no food are out but uve got internet go get a job u vermon trash
People can use the internet on other sources, i’.e. free library. Perhaps he hasn’t got a job because there’s not a lot around. You go get a life, Paul, you’re stuck up.
ive sent the declaration back on agrrement offered and long will it take for the money to go into my account
Hi Amanda,
Usually it takes between 3 and 5 days for the offer letter to be received back at the office dealing with your claim- once this is done payment is generally 3 days after.
I have just applied for a crisis loan. I have to be out of my rented house in less than a week and although i have found a house and have a deposit I do not have enough for the rent in advance or money to hire a van for the removals. I have tried every avenue including a budgeting loan but I am under the 26 weeks and 4 days of receiving JSA and don’t hit that until about 24th Jan, I will be homeless then. When I say I, I mean, me, my pregnant partner and 2 children. I phoned the crisis line last Friday to be told that as I still had a home my case wasn’t urgent but I am so worried about times now. They will hopefully deal with my form either Monday or Tuesday of this coming week but then they will probably send me a letter with an agreement in and then payment is another few days. By then we will be homeless. I really am at my wits end. I cannot wait till we are sitting on a park bench on Saturday to claim we are now actually homeless with all of our furniture on the street. Taking into account the urgency and dates which are on the form do you think they will deal with it promptly and call me maybe? And is it possible that I could maybe get the money very quickly? I am worried that the estate agent is going to get the hump and let the house to someone else. Houses where you are on housing benefit are extremely hard to come by. I appreciate any advice you can give. Thanks
Hi George,
The advice that you seem to have been given is shockingly bad!
1) Your application IS urgent- and should betaken over the phone!
2) Paper applications take a week – ten days.
Call 08000328366 / 08000328355 first thing tomorrow morning (8:30) and explain that you have to move out and need to apply for rent in advance over the phone.
If they say you have to wait for the paper application- tell them you didnt realise it would take so long, and you cannot wait.
By LAW they have to give you an immediate (at least same day decision!)
Dont be fobbed off – the test that they need to apply at this stage is: ” is the situation such that a same day decision is needed?” Answer = YES!
then they consider: “is a crisis loan over the phone/at same day interview the ONLY resort?” Answer =YES
Once this is established, they have two options
1) take the application and decide whilst your on the phone
2) Book you an interview at the Jobcentre tomorrow for a decision.
For either of these process’ they will be looking at
1) the urgency of the situation ( within 2 days is permissible)
2) your required amount ( must be below £1500)
ALSO your application MUST keep your total joint debt to the Social fund under£1500
E.G. you already owe £600 your wife owes £300 (TOTAL DEBT = £900) means they will turn you down if you
apply for more than £599..
3)That you have a property to go to
You may be asked for:
1) A copy of your eviction notice
2) A copy of your tenancy agreement for the new property
3) Verification that YOU can pay the deposit.
They will not WANT to pay you a rent in advance due to MASSIVE fraud on this type of loan, and they WILL try to fob you off, dont be surprised if they even put the phone down on you a couple of times!
PERSEVERE!
And keep calling back until you get a formal decision-
If they turn you down, ask for a REVIEW, if this fails ask for the IRS to look at it ( at IRS stage YOU WILL BE PAID, if you meet the above regarding debt , need, and amount..)
Good luck- and if you need any more advice drop us a line (also let us know how you got on!)
Could I get a crisis loan to help me pay my rent arrears I have a letter from my housing that I’m being evicited on Wednesday the council have offered to pay 500 of my arrears but the housing have said that is not enough as it would take to long to pay the rest of the arrears back so I was thinking of getting a crisis loan for 300 then that would be 800 coming of my arrears and they might withdraw the evicition I have two small children and no where else to go and I’m really worry thanks
i have just applied for a crisis loan 1 week ago for help with household items and have not heard anything back.the reason for me applying for a loan is i am 8 month pregnant and have been put out of my parents house,but have got myself a council flat but have no money just now as there has been no work on for me and i havent had any maternity money yet.i have been sleeping in the flat with no bed,couch or even fridge as the last of my money had to be payed to rent and rent in advance.im at my wits end and really stressing over this as i havent even got anything for the baby coming. when should i expect to hear about the loan and will i even get one?
hi there, Im 27 weeks pregnant and in my aunties overcrowded house im planning to get a private flat and found one I like. I tried applying for a crisis loan to help pay my rent untill my baby is here as im on benefits, and they said I can apply for a rent in advance loan when ive signed the lease. but my question is how long does it take to go through? So my landlord isnt waiting for a payment? thanks.
hi there need some advice,i am getting evicted by my lanlord and they wont pay rent in advane until i have a new address,all the landlords i have spoken to want cash up front and i only have a deposit.the crisis loan said they wont pay me until i have found an adress,any way round it?thanks
Yes, you can see one of the landlords of the properties that you are interested in and ask or a tenancy agreement in principal – this will allow you to supply all of the docs needed to qualify.
i have taken out three crises loans already at the start of this year but i have been working after that and have just recently been laid of and have applied for jsa but still have 2 weeks to my payment is there anyway i can get either an interim payment or a crises loan am in need of money
Yes- ask specifically for an alignment to benefit- these are not tied by the 3/year rule
hi,,
my situation stands where an adviser changed the date of an open day,, i was not conmpletely inform on the day so i missed it. they have now stoped my jobseeker based on a ‘doubt’ (there words) they say my benefits will be stoped for 4 months! i have sent a reconsideration form off but was told that the person who decides is nothing to do with jobcentre or cannock. my reasons are true and i have never missed an appointment before. what will happen if they decide no? i have rent to pay and they say hardship payment is only 40% of what i get now.. is there anyway around this? maybe start a new claim please help!!
hi, i applied for a community care grant for beds for my self and my 3 childeren, was turned down the community care grant and was offered a crisis loan in stead covering the cost of 3 beds and a cooker ! I sent the declaration of acceptance back straight away wich a note attached of my new address . I never heard bk anything so i rang up and was told at first they never recived my acceptance form for me to sign and send another which I DID ! i went to the jobcentre and they faxed it straight to them ! Then still havent heard again a week later so i gave them another ring yet again and was informed that the payment was sent to previous address where i was stayin, don’t know why they did that ! i was told to get intouch with my previous address to see if they have recived it and i was told they aint recived any mail for myself . Yet again i got back on the fone explained tht my previous address hasn’t recived any mail for me . They told me tht they have to report it missing and they goin to send me another form for me to sign and send back to declaire i haven’t recived my loan by this time which i think was goin into the 4th week of waitin for my payment . I recived the form signed it and sent it straight back YET AGAIN ! A couple days later i rang to make sure they have recived it and was told again they haven’t . As a result of waitin for my loan i had no other alternative but to contact social sevices as my kid’s had no beds and i had no cooker and we are suffering cause of this .I recived another form which i signed and took to my local job centre and they faxed it ova to them then rang them to make sure they recived it , Finally they recived this one and i was told its gettin look at in the next 24 hrs . It has been appromaxially 6 weeks and yet i havent recived it . I ring up every day some times twice a day and i just get fobbed off and aparantly they doin the searches of a missin giro and i get told to call bk !!!!! Im at breakin point as i need this money for my kid’s beds and cooker as for 1 its givin my childerens bad back’s and not comftable at all for 2 we are not gettin the right amount of food as iaint gotcooker to cook hot and healthy meals for my self or childeren i cannot apply for another crisis loan as i’m over my budget and also got this one pending which i haven’t had yet . I need this to be sorted ASAP , and my payment to be sent to my propa address it’s been long enough and we are suffering as a result of this .
chrisis loans are the least helpfull people you will ever speak to i rang for a chrisis as i had no money for another week i had already gone 4 days without food and i also take tablets for ocd and skits which have to be taken with food.i also had my 2 young children under 3.they told me i would have to attend a interview at a local job center which is 3 miles away.i explained that i could not walk thatfar on an empty stomach and that i was paanoid to go to town the guy then started to be obnoxios so i asked for his name and he put the phone down on me.the service is poor and discusting if was a drug addict immagrent or alchy i would have had cash but seen as i am a law abidding citizen i get tret like a bum.;so my advice is dont waste your credit ringing them just become a non english speaking alchy druggy n watch your money come in freely
You sir are an idiot, instead of using the old tired excuses of illegal immigrants, and people who have drug/drink problems always get money, try getting off your lazy arse and sort yourself out.
3 miles isn’t the end of the world, its just you sound like most people who can get help but cant be bothered getting a bus or walking for half hour, so you blame everyone else. your condition doesn’t stop you having children etc so get a bloody job and you wont have these problems.
Mr Williams, your comment “get a bloody job”. Your a Idiot yourself. Are you currently looking for a job? I DONT THINK SO, but I hope you soon loose your job and join us job seekers.
Im a Qualified sparky and a gas safe fitter,still no chance .My last job was cleaning a local B&B, great fun and HARD work, but The owners of that went bust.
Its a horrible world out there with no money and the bills keep coming. I Spent 6 weeks without services, when I went from jsa to sickness, so sold my car to pay for that. Its a downward spiral no matter what one does . 1042 job apps in 6 months , got 25 interviews attended to and only 7 bothered to say thanks but no thanks. Im 50 now, and as I kept my eye on the jobs I did find out that 4 of the jobs I had an interview for went to our Euro friends even though with my skills I was prepared to drop to the minimum wage, not skilled wage! the minimum wage. Ive now started to paint and sell my work on ebay to servive.
Good luck Mr Brayshaw, get a life Mr Williams
Hi I am just wondering if you think I will get a crisis loan for this. I have been claiming JSA since last April but in November i got a temporary christmas job in a popular retail outlet. I worked there until 31/12/10 as that was the end of my conract so I went to my jobcentre and started claiming JSA again. Now I owe my mum housekeep since January which has built up to about £300. She has let me off for long enough and really needs the money now as we need to get our bathroom fixed as the water from the shower has been seeping through the walls and has made it damp. I really need money urgently and my JSA simply will not cover it.
Please get back to me with any advice or answers, thank you.
Unfortunately it sounds as though you may be too late- when you are waiting for benefit (in your case JSA) to be processed you can apply for crisis loans to bridge the gap, however once your JSA is sorted this option is closed – given what you have said you may not qualify for a ccg either.
You can still apply for crisis loans on the basis that you have given all your JSA to your mum to cover the debt.-if you decide to do this. However please remember that crisis loans are discretionary.
We know this is not much help, but suggest that you call the social fund directly and explain your situation, if your mum had threatened eviction a crisis loan may be your only option and they would consider it much more openly.
hi i just askd for a crisis loan and was turnd down.i had a fire in my kicten and im diabtic and have a young child.i have informed them about this can you help.
Hi, it would depend on the reason that you were turned down? did they say why and what point of law/direction they had applied?
hi my benefits were changed to job seekers as im sick i put in for eca, this will take 17 days to process i applyed for crisis loan but am up to my limit i have 3 small children how am i ment to go without feedin them is there no way i can get any help at all
yes- you can apply for a crisis loan, just the same as any one else, but when they turn you down due to your debt ask for it to be referred as a Community Care Grant. this is not bound by the £1500 limit, and should be able to help.
If she is waiting for her ESA to come through and has no qualifying benefit how could she be paid a CCG???
Hi there. I work for a church and we get a lot of people coming to our door asking for money for some crisis or other. Difficult to tell the genuine from the cons but i suppose you still have to be able to offer them some form of help or advice in case they are genuine. The main story we get is that they have nowhere else to go and they need the money today, and, as they usually come at night or on a weekend, things like the crisis loan number is closed. Is there any way they can get help out of hours in an emergency? Many thanks! Alex
Yes, there is out of hours cover for crisis loans- this is in the form of the local Police- advise them to go go to the police, and they will be considered for help ( the police will call a confidential crisis loan number, manned by Social fund staff)
My, my well is that really true ? The police will point someone in the right direction for £’s. I always assumed the Police were there to catch criminals and not to wet nurse.
what if i am searching 4 jobs am i eligable to rent a house 4rm the job centre?
The jobcentre do not own/rent out houses, however if you are claiming JSA then you can also claim housing benefit to help with rent
I am due to move in to a property in five days can I get a rent in advance in that amount of time. I tried to apply about 2 weeks before but as I didn’t know the movin date they said I should first wait for it then when I had it I should reapply but I will lose the place if I don’t pay by then. Any help appreciated. Thanks.
Yes a telephone application will give you a response on the same day 9 usually during the call…)
Hi,
I live in private rented, with my 14 year old niece and am in receipt of JSA. My housing benefit is nowhere near enough to cover my rent, leaving me less than £100 per month to pay all my bills, food etc. I ran out of heating oil (only sourse of energy for Water and heating), in October last year. I applied for crisis and budgeting loan, refused both! With no hot water since, I used electric fires over the winter and I now have a massive electricity bill to pay. I have been served a section 21 notice for re-possession of the house. I will reach the qualifying 26 weeks on income based JSA, on May 13th. I need to find somewhere else to live but have no money to fund this. I cannot pay the electricity bill, water bill, am behind on my rent and am being taken to court over unpaid council tax too. What help can I get? Having applied before it does seem that the system is designed to be nothing more than an expensive administrative waste of time, giving false hope to the most desperately poor people in society. How homeless and broke do we need to be before we can get the help that would have stopped us being homeless and broke in the first palce?
Sincerely,
Dave.
as you have a section 21, you should ( in theory ) be able to get help with rent in advance it would depend on your present level of debt, but if you find a property you shoeld be awarded a loan- if you already of £1500 you will not be able to borrow any further, HOWEVER you can apply for a crisis loan AND ASK for it to be converted to a community care grant. Hope this helps.
can i still get a crisis loan if i am paying a budgeting loan.
it would depend on your level of Social Fund debt. you can owe £1500 at a time
Why don’t u all just get jobs and stop takeing our money,wa really does My nutt in is tha claimin benenfits and obling,I get taxed 700 a month for u slobs when I ve 3mouths to feed ov my own including mine and hubby,u all make me sick.skum
if u feel like this y r u on a crisis loan web site in the 1st place if u work? there is a minority of people who need benefits as they are eather ill,disabled or single parents that have been left with there children with the other parent not suporting them and yes i do agree some people are more than able to work but u will find 90% of people on job seekers will be activley seeking work as imagrents are willing to do it cheeper so dont blame the people on the dole blame the government its not us that tax u its narrow minded people like u that make me sick n what gives u the rite to think u can call people scum its probably people like u who are benefits cheats as u get taxed 700 pm and admiting to working but yet ur still on a crisis loan web site? how duz that work like?u only pissed off coz u cant get more money blame the druggys alcies imagrents and the government for giving them it done blame us that would work if we could but cant 4 sum reason or another.
NOT ALL ARE SCUM !!! SOME OF US WHERE MADE REDUNDENT AFTER WORKING 19 YEARS !!!!!
HAVING WOKED IN HEALTH CARE ALL MY WORKING LIFE !!!!!
I WAS WITH A PRIVATE HEALTH CARE FOR 19 YEARS THEN WAS MADE REDUNDENT !!!
AND AS THE NHS HAVE BEEN AFFECTED BY HUGE CUTS FINDING FULL TIME WORK IS VERY HARD !!!!
AND AS I HAVE NEVER DONE ANYTHING BUT CARE OTHER JOBS I HAVE APPLIED FOR I HAVE BEEN TOLD I DONT HAVE THE RIGHT EXPERIENCE !!!
SO DONT BE SO JUDGMENTAL !!!
NEVER SAY NEVER !!! YOU OR YOUR HUSBAND MAY LOOSE YOUR JOBS !!!!
LOOK AT ALL THE PUBLIC SECTOR WORKERS ABOUT TO LOOSE JOBS IE POLICE, FIRE AND NHS STAFF ARE THEY SCUM ????????? NO NO !!!!!
PEOPLE LIKE YOU MAKE ME SICK !!!!!
@lotty
If you’re job applications are filled in anything like your forum posts then I’m not surprised you can’t find work!
Never mind dole dossers, the Police, Army, NHS, Fire Brigade cost the tax payer more!
They use police helicopters with infra-red cameras to bust people for growing a few cannabis plants.
Now – how much does it cost in fuel and pilot training for that?
Also – they have wards for terminally ill children and old people – again – a waste of money…these people are never going to contribute back to the system.
you sir are disgusting!!!!
old people and terminally sick children dont deserve care???????
what planet do you live on
can these terminally ill kids help their illness?
so they deserve to suffer……
these old people you refer to have worked their whole lives to pay into this country and build the damn country you live in
sadistic that is the appropriate word for you
you disgust me may you yourself be struck down
old people fought for are rights and fought for contry now there real men all yous that can work should be lucky, i wish i could work but as my daughers has health problems since born i cant work, i dont trust anyone with her enought to let her out of my sight!!!!! it sick that you say temanilly ill people or old people have no right to care EXCUSE ME! IM SURE AT LEAST ONE OR MORE OF YOUR FAMILY COULD OF HAD A SERIOUS ILLNESS!!! EVEN IF THEY DONT THEY COULD DO ITS ALL WRONG!!!!! DONT FORGET YOU WOULDNT BE WHERE YOU ARE TODAY IF IT WAS FOR THE OLD MEN AND WOMEN OF THIS COUNTRY SOME EVEN SACRIFICED THERE LIVES JUST SO PEOPLE LIKE YOU COULD LIVE I HOPE TO ONE DAY IF YOU WORK YOU ET SACKED THEN SEE HOW HARD IT IS LOOKIN FOR A JOB BEIN TOLD YOUR UNDER OR OVER QUALIFIED OR THEY WANT SOME ONE TO TRAIN, WAIT TILL THE DAY YOU ARE SACKED SEE HOW HARD IT IS TO QUALIFY FOR BENIFITS!!!!
people like you are ignorant scumbags with no empathy people are struggling, people who might be lucky enough to earn £6.06 an hour clearing £700 a month is that an incentive if your objective was to come on this site and bait people less well off than yourself you are a moron. PS i work and go to college and bring up 3 kids and was on this site to get info. You sad little woman.
Until recently i owned my own home had a full time job and a family and life was fantastic.
I have always been a hard working individual i bought my first home aged 21 with my husband, un fortunately things went from brilliant to bad very quickly. My husband lost his job and my son died suddenly and un expected, it was hard to get up in the mornings and carry on but somehow i did it to support myself and my husband and took a second job determind to keep my home without success. I have recently had some health issues and awaiting an operation which means i am unable to work and as a consequence ended up losing my jobs. My husband has had thousands of interviews but still no work. He is a skilled tradesman.
After losing my home we was forced to live in caravan until recently finding a flat that we can afford on benefits.
I am not proud that aged 25 i cannot support myself but desperate times. It’s hard enough to ask for help without feeling in adequate or ashamed without other people who seem to have it all labeling us SCUM !!!
I was once like you had everything and then woke up with nothing. So dont ever label me as SCUM you dont know me or anyone else on here or what we have been through to get here. I hope you never need any help or feel the way i feel right now. You should be the one who is ASHAMED not us.
very well said Cassie couldnt agree with you more.
i have worked all my life in kitchens and got fed up with it so i left a company i had worked for nearly 5 years to take a job in sales. i was put on a trial as with most new jobs and thought i was doing quite well but after about 8 weeks i was told that my manager didn’t think it was the right job for me and basically let go. This was about 4 weeks ago and i have signed on, applied for housing benefit etc.
my point is i have never been in this situation in my life and am shocked by how vulnerable, worthless and scared it makes me feel. luckily my landlord is being very understanding but i don’t know for how much longer.
An uncertain future is not a nice thing to face especialy in the current economic climate and those like Sarah should stay off forums like this or at least hold their tongue until they have some experience of how us “SCUM” are feeling. You should be ashamed of yourself Sarah
Sarah,it’s a wonder that you can work,when it’s obvious that haven’t yet seemed to grasp the concept of literacy.
Maybe you should stop judging people that you dont know,and try taking some basic literacy classes. And also while your at it,a class or two in manners and humility wouldn’t go amiss. I know for certain that if YOU came to me for employment,you would be shown the door. You are a very ignorant and rude person.Who seems to posess a very limited and colourful dialect.
By a very angry and disgusted Civil servant
hi, could you give me some advice please, ive just recently been given a 3 bed flat for me and my 3 boys. i was also awarded some money form the community care grant as i need carpets beds sofa kitchen appliances, well pritty much everything, for my new place. the money awarded for the ccg hardly covers just the carpet never mind anything else, would i be able to apply for a crisis loan to buy beds and a cooker and washing machine as i havent had my benifits for mre than 26 weeks i dont qualify for a loan. i am really stumped, my kids need beds to sleep on and need clean clothes and food cooked. could i get a crisis loan for these things, because it is a crisis!
thankyou.
Unfortunately a crisis loan is not payable for items in those circumstances, however IF you spent your benefits on beds, you MAY get a crisis loan for food and fuel….
Hi I applied for a crisis loan for rent in advance as I am haveing to
Stay with my parents due to the fact the flat I am in is damp mouldy
And has condensation in the windows my daughter has server asthma
And no imune syatem as she has had phominia and menigitas I found
A property and I was turnt down with them saying we have to be in risk of
Health. I asked for a reviwe as I don’t fill they looked propley as it was
Sent monday and got a desion on friday. What shall I do if denied again
This is my last option as my parents paid my deposit
i would love to go back to work but as a single parent with 3 kids i couldnt afford to put 2 into private nurseries even with the 70% the government help with. id still have to pay 500 pounds for nursery, plus an after school club for my older boy whos at school plus rent, council tax, electric gas , food and everything else. honestly why people are calling us scum for having to ask for help is beyond me. not all people who are on benifits are wanting to sit at home all day and watch tv, most of us would actually preferr to have a job and a real life.
stop opening your legs then racheal if u cant afford to look after them u scumbag i have no kids i could have but i know i canot support them yet you open your legs then open your hand to the world like its there fault tut
couldn’t agree more ‘ad’!!! to the career claimers… workers have the same needs and expenses as you and also are forced to pay money out to support your needs and expenses…. we manage to do this, if we didn’t there’d be no social fund, no JSA and certainly no CCG. 0…
career claimer : ‘karl brayshaw May 29, 2011 at 9:54 am
if u feel like this y r u on a crisis loan web site in the 1st place if u work? there is a minority of people who need benefits as they are eather ill,disabled or single parents that have been left with there children with the other parent not suporting them and yes i do agree some people are more than able to work but u will find 90% of people on job seekers will be activley seeking work as imagrents are willing to do it cheeper so dont blame the people on the dole blame the government its not us that tax u its narrow minded people like u that make me sick n what gives u the rite to think u can call people scum its probably people like u who are benefits cheats as u get taxed 700 pm and admiting to working but yet ur still on a crisis loan web site? how duz that work like?u only pissed off coz u cant get more money blame the druggys alcies imagrents and the government for giving them it done blame us that would work if we could but cant 4 sum reason or another.’
clearly not aiming anywhere in life and has even admitted that only a minority of claimants are actually unable to work through disability or illness LOL
Somebody who deserves help from benefits: ‘lotty August 3, 2011 at 3:43 am
NOT ALL ARE SCUM !!! SOME OF US WHERE MADE REDUNDENT AFTER WORKING 19 YEARS !!!!!
HAVING WOKED IN HEALTH CARE ALL MY WORKING LIFE !!!!!
I WAS WITH A PRIVATE HEALTH CARE FOR 19 YEARS THEN WAS MADE REDUNDENT !!!
AND AS THE NHS HAVE BEEN AFFECTED BY HUGE CUTS FINDING FULL TIME WORK IS VERY HARD !!!!
AND AS I HAVE NEVER DONE ANYTHING BUT CARE OTHER JOBS I HAVE APPLIED FOR I HAVE BEEN TOLD I DONT HAVE THE RIGHT EXPERIENCE !!!
SO DONT BE SO JUDGMENTAL !!!
NEVER SAY NEVER !!! YOU OR YOUR HUSBAND MAY LOOSE YOUR JOBS !!!!
LOOK AT ALL THE PUBLIC SECTOR WORKERS ABOUT TO LOOSE JOBS IE POLICE, FIRE AND NHS STAFF ARE THEY SCUM ????????? NO NO !!!!!
PEOPLE LIKE YOU MAKE ME SICK !!!!!’
outraged at being branded scum (very wrongly) as 20 years of healthcare service clearly shows and glad that the benefit system has been able to help (as far as that goes…) a worthy cause not the usual lost….
funnily both replying to the same comment…
Nurses get paid far too much!
Basically – she got trained up by the NHS for free…and then stabbed them in the back by working for the private sector!
Damned mercenary!
I’m surprised she got a job without basic Maths and English qualifications though!
Her spelling sucks big-time!
All CAPS, etc…No etiquette.
Yes and these women should keep their legs shut!
Why should we pay for these bastard kids who turn into thieving drug addicts and beat up old people on the streets.
erm not all kids are like that if anythin i think the magority go on the rob if the parents have more money not less, ive yet once to see any kids here bet up old people, some turn out that way due to how they are brought up if they are left to run wild then yes they turn to crime but not all are like this
WHY ARE PEOPLE THAT WORK ON THIS SITE ANYWAYS I THOUGHT THE POINT OF THIS IS TO HELP PEOPLE WITH ENQUIRYS AND BE RASCIST OR CALLIN PEOPLE!!! THERE COULD BE A TIME YOU NEED THE HELP WHAT YOU GOIN TO DO? GO FOR HELP OR NOT ? COZ I THINK 100% YOUD GO FOR HELP IF YOU NEEDED IT!!!!
moron!
Until recently i owned my own home had a full time job and a family and life was fantastic.
I have always been a hard working individual i bought my first home aged 21 with my husband, un fortunately things went from brilliant to bad very quickly. My husband lost his job and my son died suddenly and un expected, it was hard to get up in the mornings and carry on but somehow i did it to support myself and my husband and took a second job determind to keep my home without success. I have recently had some health issues and awaiting an operation which means i am unable to work and as a consequence ended up losing my jobs. My husband has had thousands of interviews but still no work. He is a skilled tradesman.
After losing my home we was forced to live in caravan until recently finding a flat that we can afford on benefits.
I am not proud that aged 25 i cannot support myself but desperate times. It’s hard enough to ask for help without feeling in adequate or ashamed without other people who seem to have it all labeling us SCUM !!!
I was once like you had everything and then woke up with nothing. So dont ever label me as SCUM you dont know me or anyone else on here or what we have been through to get here. I hope you never need any help or feel the way i feel right now. You should be the one who is ASHAMED not us.
hey im up to my limit in budget loans but my fridge freezer has just broke i have no other means for payin for a new or even used ones as it is would i be able to apply for a crisis loan or would they just turn me down i have a 3 yr old daughter and im single i reali need some where to store my food as im sick of going to other peoples houses to eat and wasteing my shoppin money on take outs
Hi, if you are at your social fund limit of £1500, you can not be awarded and more loans BUT you can still apply for a Crisis loan, and when you are turned down *ask for it to be converted to a CCG (community care GRANT)**
hi,
i am currently homeless an staying on a mates couch I’ve been looking at flats but cannot come up with deposit and first months rent in advance any suggestions on what i could do to find the money?? help needed urgently.
thanks
danny
Hi Danny,
if you are claiming benefit, and homeless your local authority (Council) MAY be able to help with the bond, and the Social fund may help with the rent in advance. However you will need to find the property, and sort the bond BEFORE approaching the crisis loan section for the rent in advance as they are prohibited from helping with bonds/deposits/admin fees.
Hope that helps..
how long dose it take fro a paper one come in
Not sure what your question is?
But it takes around 4 days for a paper application to be received by you and a further 5 days ( after posting) for it to be delivered and looked at. payment should follow this by 3 days.
hi,, im 21 and a single parent to 2 a 4 year old boy n 3 year old girl. im currently living with my mom in a overcroweded house due to being homless, iv found a house and iv saved up for the deposit the landloard is doing me a tenancy agreement so i can apply for a crisis loan for rent in advance,, but now im scared i can gt turned down. we really need this home as my kids behaviour has bin affected from not have there own place and being limited to what they can do. do you think il get accepted, thnx
by the way i also had a crisis loan in december and i own then now £600 the rent that il be askin for is £580 thank you
Thats not problem, you will have paid some back by now and your limit is £1500.00
yes you can apply for one.
however you will need to be clear about the reasons for applying, as usually rent in advance applications are awarded to prevent a risk to health and safety – so you will have to show that their is a risk if you dont get one I.E that you will be homeless..
Ive just had a massive flood can I apply for crisis loan household goods?
Thank you
Apply for a budgeting loan, or a crisis loan for items ( written application) telephone applications are for living expenses only
Hi I am a single mum to 3 children that works full time. I have had an eviction note from my mortgage company but to stop the eviction I have to pay a £1140 by the 28th month. This I can pay but will leave 4 of us no money to live for the next month. Am I eligible for a loan for food gas and electric to get me to next payday?
in theory yes, anyone can apply for a crisis loan, and most people can legally be paid one, however it is more difficult to get a crisis loan if you are working as you will be asked if you have any other way of getting the money ( people at work tend to be able to get credit in the form of bank loans etc).
Aslo it is worth noting that you will not get the whole amount that you spent awarded, but rather a maximum daily allowance based on you, your family and income. We assume that you are getting tax credits? if so its likely that this will be taken into account and may lower your award, and or shorten your award period.
Technically and legally you *should* be able to get help in the situation that you have described, however there are a lot of other variables.
so our advice is to apply over the phone, AFTER you have paid the mortgage, and if turned down at the first stage, ASK FOR A REVIEW, and if not successful at this stage tell the reviewing officer that you want it to go to the “IRS”, who overturn decision 99% of the time in the customers favour..
the whole process should take 3-4 days
GOOD LUCK
i got accepted for a crisis loan and was told it would be transfered within 3 hours into my account its been 5 hours and still hasnt gone in i have 2 children and no food due to an computer error from when my last jsa payment was due and i had to pay bank charges because of processings fault yet still havnt had a response to my complaint what am i ment to do
i been given a 1 bed flat by my council i have nothing and i claim j.s.a what help is there has i have been in my property now for 3 day and have nothing thanks for any advise
hi there can anyone help me qith advice i am in debt with elec and gas and they are on about putting prepayment meters in, i am on esa as it is. Would i be able to get a crisis loan at all to help pay it off.
At present some of the gas/electric companies actually give you grants for debts and for appliances. I know british gas do$ look on the company’s website at what you are eligable for. If you suit the criteria then you can apply for the grant to cover the debt,based on the premiss that you will set up a payment plan to avoid further debt. Hope this helps
i havn’t got enough income, i do work but i dont make enough it really only covers my rent i havent had any food shopping in my house for over 3 weeks now and due to this i have lost alot of weight can i apply for a crisis loan to help me get some food shopping in my home?
Yes, you may be awarded a loan, but you will have to answer questions around your income and why you cant get a loan from another source?
Hi. Just a quick post to say the Police offices no longer hold telephone numbers. The emergnecy social services / social work department now only hold the telephone number.
I work in a telephone centre in Glasgow that deal with Social Fund applications – Crisis Loans – I never refuse an application unless the law prevents me. I stumbled across this site by accident. And I am gutted about what I have just read.
There are many staff that do not deal with an application correctly – there are 2500 staff on the 0800 lines and the Jobcentre Plus should deal with this as they do listen to the calls, however, telling people on a public website about what to say and what not to say in order to ensure they get a payment, well I now wonder what the point is?
From my point of view, it makes it more difficult to determine genuine people in crisis – from someone that has just read a whole load of information and now knows what to say.
I will now be less likely to give the caller the benefit of the doubt. I’ll just refuse it. And as you said earlier they can go the the IRS – they will pay it. It will keep my call handling time short, if nothing else.
Sorry to be negative – But am a feeling a bit negative now after reading the previous posts.
i get £962 a month but have to take ele, food,nappies, and day to day bills to take out of it. but i have i budget loan also of about 11oo dont no how many ive pay back
im 17 years of age my mum has kicked me out and my claim has been stoped because of this ive been turned down for a crisis loan i have no money i had to steal just to feed myself yesterday what do i do
can a person of 17 not sighned on get a crisis loan
Hi James,
If you have made a claim to benefit but are waiting for it to be processed, then yes you can be awarded a crisis loan.
so if you have not already done so re claim benefit if that is your intention, and once this is done you will be able to be considered for a crisis loan
I have filled all the crisis loan forms in where do I send them what is the address I live in thurrock Essex
Hi,
Me and my partner made a claim for JSA and were awarded only £6.15 a week this was because my partner received a student loan even though the student loan has been used and completely spent months before we made our claim they still took the money into account as if we still had it.
Obviously it is impossible for two people to live on £6.15 a week so we’ve had to apply for crisis loans to get us by until our appeal comes through/get a job. We tried to apply for one today but was told that we could only apply for three a year and we’ve gone over that. Now we don’t have any money and have no food, electricity or gas and its a complete nightmare. What are we meant to do?
Hi Robert,
THIS IS GONNA BE A LONG ONE– BUT PLEASE READ IT ALL!!
Unfortunately the JSA section attribute your income as though you had spent it, as it was intended to be spent.
Most student loans are paid on a yearly or per term basis, and as such should be divided into weekly portions and budgeted this way- so the JSA section have taken your overall student loan, and divided it by the weeks that is was supposed to cover THEN applied this to your JSA award.
This is the correct method of dealing with income (even if youve spent it) so your appeal may not get you anywhere- as JSA is not discretionary.
A crisis loan is discretionary – HOWEVER as of April this year a new rule has come into play meaning that you can only be awarded 3 loans in a rolling year for certain circumstances.
****HOWEVER***
This rule ( as far as we understand it) CAN NOT APPLY TO ALIGNMENTS TO BENEFIT.
An alignment to benefit is a Crisis loan that is payable to those who have made a claim to benefit (JSA/ESA/IS) but are yet to be paid- this does not directly reflect your situation at the moment, BUT if you closed your claim today and reopened it on Tuesday ( assuming that you dogged them to close your original claim oN the system)
You could apply for an ALIGNMENT until they again decided that you were not entitled to a full award of JSA…
If you found that money issues were causing your relationship irreparable damage and you decided to separate……….. and moved out……. then the student loan would only effect one of you, leaving the other to be entitled to £67 ( age dependant)
…
Finally- when the crisis loan section are closed you can go to your local police station who may be able to help, they have access to the out of our crisis loan number for your area — reports suggest that they dont care about the 3 in a year rule..
All the best.
Long reply and not worth reading, if JSA is in pay the loan would not be looked at as an alignment. Direction 14c applies regardless. Oh and don’t you think encouraging people to pretend they have broke up and fraudulently claiming benefits is wrong no matter how you dress it up????
Just to let you know, you can no longer apply for crisis loans for items any more, these were removed from payment from the 4th April. People are now only allowed to apply for items as a consequence of a disaster. Rent in advance has not been changed however.
basically i have to pay my parent rent i ow him 300 pound and have no way of gettin the money is there any way you can help me otherwise ill be getting kicked out of my home ???
Unfortunately not- late rent or arrears are not payable by the social fund- are you claiming housing benefit?
hi i move in to my house tomorrow and dont have any funiture i have a little girl i filled out the community care grant on friday because it wasnt definate i was gonna get the place so i have to fax in on monday morning i want to know if i’m still able to get a crsis loan because i havent been on income support in 26weeks i cnat get the budgeting loan so was wondering i would get the help still. And ive just finished paying the money i borrowed from you would like sum advice please….!!
the basic answer is yes
i just send the signing from for buget loans back to them on 21/07/11 when will the money be in my accont mail back asap plz
Ten days from the day the form is received at the office.
Hello I would like some advice please.
I lost my job the end of March and started claiming income support and tax credits. However I’m in so much debt through working, I’m constantly overdrawn and my bank is charging me £120 a mth (min) in bank charges. I was thinking about applying fir a budgeting loan to get my bank square. Plus to buy my children’s school uniforms as I just can’t afford them. I do owe the Social Fund a little bit of money from an old loan but that will be finished in Aug. (a couple of weeks or less about £60 to pay)
However can I still apply as I have only been claiming since the end of March?
Thankyou
Hi, I am on JSA at the moment and am due the normal 2 weeks amount tomorrow however i have to use all of this to pay urgent utility bills , can I apply for a crisis loan to cover living expenses for the next 2 weeks??
Hi, great site BTW!
I have just been put on a sanction for a month, I think (for not applying for a job – even though I applied for it IN THE JOBCENTRE!!!!). Hardship payments (60% of income based JSA) will start to be paid in 2 weeks time.
Obviously, I am appealing this decision and, if it it is refused, will be taking legal action and go to the local papers (and will get subpoena’s through a solicitor for copies of the online apps I filled at the jobcentre). But that’s by-the-by.
I have already been awarded £35 (for a week’s food etc.). But I was wondering if I could apply for a Crisis Loan for services – you see, I’m homeless (sofa-surfing) but I rent a storage unit for £80 per month which contains all my belongings, including clothes, furniture that I’m still paying for, heirlooms, family photos, all my financial / ID papers – EVERYTHING!
My rent for this was due a couple of days ago – but as I had no money, the Direct Debit for £80 was returned and £20 was charged in overdue fees by my bank(payable on the 1st Aug). On top of this – the unit has been padlocked so I can’t get to my stuff until I pay what’s due. So I’m stuck wearing the same clothes for days on end (which are the same clothes I will have to wear to a Job interview I have on 3rd August – they’re gonna smell me!).
So, basically, my question is: Would I be eligable for a Crisis Loan to pay for the storage debt and bank charges (seeing as I’m in this debt because of my Job Centre’s incompetence)???
Many Thanks!
Hi, its a bit of a sticky situation as Crisis Loans CAN NOT be paid to offset a sanction, so you will be turned down- however if you lost your JSA hardship, then this is eligible for replacement by a crisis loan……
im 27 weeks pregnant and on JSA. ive put a deposit/bond on 2 bedroom house ready for the arrival of my baby but the moving in date is not till the 19 oct 2011, and do have a tenancy agreement to show for.
dont have the rent in advance though for the move in day. am i entitled to a CL or BL for rent in advance ?
when can i apply for it in order to get it on time for the move in day.
ive only been JSA for 11 weeks and soon will on IS, will i still be eligible?
pls get back to me.
thanks in advance.
A crisis loan can be awarded for rent in advance, there is no benefit related eligibility to consider ( i.e. budgeting loan 26 weeks on benefit) so you can apply for that now, you may need to show a copy of your tenancy agreement, and also show that you would be in severe hardships ( with a risk to your health and safety ) if you didn’t move into this new place..
Hi there,
I live in a 1 bedroom tiny flat with my 16 months old little boy.I am a single mum, there is no bathtub,you have to keep the rubbish inside, by the entrance, as I rent it from a shop and have no other choice, a potentially dangerous stair etc.. I have been awarded a 2 bedroom flat by the council, but i have no money to buy carpets – there is only the concrete floor.I am moving in 10 days time.I work 8 hours a week, also receiving a little income support since march.I applied for a crisis loan yesterday by post to ask for £500 to cover the carpet for the flat, this was the cheapest quote i got.But I am just wondering if i did the right thing, maybe I should have applied for a budgeting loan.will they consider it as a crisis or is it likely to be turned down?There is no way for me to pay for the carpet on my own, it is an effort to scrape together enough for the moving.Any help or idea would be greatly appreciated.many thanks
hi i have had all the crisis loans i can have now and carnt get a budgeting loan and i owe mum over 200 pound and if carnt pay will be sleeping on the streets for definate . was just wondering am i able to apply for a community care grant ?
Hi, I am about to apply for a crisi loan and need advice. I am currently unable to work due to a broken leg but am still employed just not earning for 8 weeks.
I am not able to pay my rent or afford to feed my self, I have outstanding debts and so unable to obtain any credit through a bank and have no one of financial means to turn to.
Will my application be successful?
Hi myself and my children are soon to be homeless I found a property I have paid my admin fee and passed all the checks I am due to move in 21days. I have my deposit but am I entitled to get my rent in advance from the crisis loan? Am I also entitled to help with furniture from budgeting loan? I have never asked for a loan from the social before and I do not owe them any money. I have been on inc support for 36weeks
Thanks
Hi
I’m looking for some advise I live in a house on my own and I have a 1 year old daughter the other day my baby choked and I didn’t no what to do as I don’t know anybody up here and I’m looking for a rented house to get help off my family as I’m worried anythinnk like that will happen again and the house I have seen what’s a bond and first month rent up front and I have money for a bond put not the rent would I be able to get a CL to pay my first months rent
Thanks.
hi, i get income support and have 3 young child and my washing machine has just broking and kids starts school soon and i have nothing to wash my kids stuff in and havent got the money to another one i also have ran out of heating (oil) and as it so dear i just cant aford it. can i claim for a crisis loan for this
Hi,
I have two queries
1 I’ve sent off an application for a crisis loan, however I think there maybe a possibility I could have sent it to the wrong local benefit office. Would a decision still be made and will my claim be processed?
2 Also how long after my application is received does it take to receive a decision by letter?
Thanks a ton for your paper, it always help me in my darkest moments, teaching me how to think and how to do something well. Therefore, I hope that I can compose some helpful papers like you without delay.
Would i be to apply for a crisis loan to get clothes and shoes for a job interview.
Hi I’m 22 years old and have a little boy who is four. I work part time (16hours a week) and receive child tax and working tax, I’m currently living with my parents and it is very overcrowded which leaves my son sharing a bedroom with me , I have found a suitable 2 bed house privately rented and I have to pay £1150 upfront, I have got the money for the deposit but I’m struggling to find the firsts months rent, and if I did manage to then it would leave me with no money to buy things when I move in, I have phoned asking about a crisis loan and the woman said because I work that I’m not entitled to any help! Is there anyway I could get help with this?? I feel like I’m completely stuck!!
hi. i finally landed a full time job! i was only on benefits for 6 weeks its monthly pay which is a bummer i have heard about wage alignment from crisis loans is this true? also reading some of the comments i find it amazin how many people judge!!! i say good luck to all those seeking work an also to the single mothers who need help. also i paid alot of tax when in my last job and never once moaned about pple on benefits what i do moan about is when u worked all ur life and are in need of help u are treated like the ones who never done a days work in their life.
was told the crisis loan would be in my account by 5pm yesterday.what aload of bull.its saturday morning and still no show of the money.i called number of times and kept geeting “dont worry it will be in today before 5pm”So what do you do with hungrey children no hot water electric????come on thought this was a service for a crisis?NOT VERY HAPPY.its now saturday what the f**k can i do now???
why has my loan not gone into my bank account.?i was on the phone hours answering questions and even told how much the re payment was.the women said the computers were slow but its saturday now and still nothing.
i would like an anwers please ??????why has it still not gone into my bank?
Hi I’m 19 and currently on esa due to mental health illness I’ve just been kicked out of my parents house and am currently sleeping on a family members couch but have been told I can’t stay for long only a week or two at most I’ve found a flat in the housing benefit price range but its unfurnished and I have absolutely no money to cover the costs of furnishing it on my budget also I don’t have any money for a deposit or rent in advance can i get a crisis loan to cover these things?
Hey.
My washing machine has just give up and im on benefits as i have a 14month old son and really cant afford to pay out right for a new machine and as anyone who has small kids know its defiantly an appliance thats needed in the household. I was going to apply for a crises loan, would i be intitled?
Thank you
i have a fine 2 pay to the courts, have 2 have it paid in few days, can i get crisis loan for it???
hi there i am a single parent i havent been on income support for more than 26 weeks my cooker has broke i was wondering could i phone up for a crisis loan i have a young daughter and i cannot afford to buy one outright as living off income support is hard enough to stretch please could you get back to me thanks
hi my partners mother died in march 2011 and she has taken it realy bad i ant get her to the doctors for help she doesnt get dressed she just suts alday in a world of her own i am disabled i need both knee replaced but they will not give me them till i am 65 yrs old we have 4 boys i recieve incomme support i am finding it so hard to cope with there care on my own im not very mobile and my partner seems to have just given up on life i have my name on a waiteing list for a house in scotland where my sister lives she has offerd me support and has my eldest son liveing with her at the moment to help but its the little ones i have here that i am more worried about i need to move out of my council home here and rent a private property in scotland to recieve the support i need from my sister we have found a house just around the corner from her house but they want two months rent in advance 1100 pound would i be able to get a crisis loan for this?many thanks frank
just got off the phone with them, apparently a family including a 6 month old baby with no food is not a crisis.. a complete joke, only thing that happened was getting talked down too as well as being put on hold for ages to get a “basically you all can starve” worst service I have ever encountered..
hi my name is becky i left my flat because i was behind on rent and was going to get served a s21 i think so i went to live with my sister i apply for housing benifits but was told all they would give me was £5.00 off my rent i worked in a betting shop were i would make £600.00 a month so i did extra hours to pay the rent and so i was never told about any of these loans if so i could of still been living at my flat my sister kick me out because i lost my job and know im living with family which is getting harder because they want to kick me out to ive been told ive got to find some were to live by the end of october i cant get any were from newport city homes untill i pay my rent errors off which is 985.60 do u think ill be able to get any of these loans . thanks
#
im a single mother of 2 young girls aged 12 and 14, firstly on myself to whom is still under great amount of healing with cervicale cancer! the important issue is on a recent inncident that had taken place (to which the police are involved with this severe issue!) as my 12 year old daughter was out playing in her back, theres an older man liveing right beside us, (next close) this man had fully exposed his private parts fully to my daughter!!!! from his ground floor house who stays 110 saracen street flat 0/1 my daughter will no longer go out herself anymore, and only 2 weeks ago my daughter who was with her oldest sister as she wont go out herself, she seen this man and was petrified ran into my close and she was ducking in the close hiding and scared with seeing this man!!!! WHICH THIS IS FULLY INDEED AFECTIED MY DAUGHTER!!!! AND MYSELF AND MY OLDEST DAUGHTER!!!! thing is myself and my girls are in need of URGENT MOVE FROM OUR HOME!!! as this man is still liveing next to us! im pleading on youre help to receive a grant if possibale ?? as my house is badly needing redecorated and repairs done to it, as housing are going to be comeing out with doing a house inspection!!! and my house will not in any way pass this with the housing!!! please can you help us??? thankyou. miss mary higgins 92 killearn street possil park glasgow g22 5aw.
hi i had a accident 2 days ago i woke up 2 a mess in the kitchen my fridge freezer broke,so luckily just got paid so i av had 2 buy a nother 1,leavin me with me with no money 4 gas or food will i be able 2 apply for a crisis loan plse let me no asap thanks alison
hi due 32 avin bought a fridge freezer as mine broke i am left with nothing fdo u think a crisis loab will help me in my current sittuation i just need gas and food thanks plse help and let me no alison
Yes – this is exactly hat crisis loans were designed to help with
hi im in the process of waiting for a council home for me and my 4 month daughter and will need to apply for a crisis loan for essentials for eg. fridge freezer ect and was waundering how much do you have to pay each week out of your benefit for about £600 please?
Generally you pay back less than 20%of your income. And the repayment period is usually 104 weeks. But it totally depends on how much you get each week.
They will tell you in advance how much your repayments will be if you ask.
my tenants trashed my home and owe me £1100 in rent For health reasons I have to rent elsewhere andcannot afford rent and refurbishment presale0n my pension I only need a small loan but no one is interested and I already have a buyer so can pay back easily What help am I entitled to ?
You can apply for home improvements- however these are generally related to items that you NEED to live, rather than replacing items broken by tenants, as this is generally covered by landlord insurance..
i was just wondering why we have to be on jsa for 26 weeks before we can apply for a budgeting loan?? unfortunatley both me and my partner lost our jobs and now are jsa but we simply cannot afford to live, we either pay bills or buy food, we have 2 small children and have alot of detbs as we have to rely on catalogues to be able to but appliances and household items, we now owe alot of money to crediters( didnt realise we would lose jobs), so we would be in the same position in 26 weeks as we are now, all child benefit every month goes straight on bills and most of our weekly money goes on catalogues, we are having less than 50 pound to live off every week and that does not cover all living expenses, we are going hungry so our children can eat, any advice please thanks hayley x
The 26 week thing dates back to another benefit, but they kept it- have you applied for tax credits?
can i apply for this crisis loan if i am not properly in contct with my parents and i am not getting much money from anywhere to eat?
Sort of- it will depend on your age and if you have been accepted for JSA under hardship grounds if under 18
hi i applied for a chrisis loan for 360 they axcepted me i signed the paper and sent it back to them i rang them yesterday to find out when il get my money and they said that they issued it firstclass yesterday and that ide get it today but i still havent got it im wondering if it takes longer because normaly it takes 3days dont it ? Help please
The policy is to send it 2nd class- so I doubt that you will see it until wed/thurs at best
so why did they tel me it got sent on first class and so even if it got issued on monday morning il get it on wednesday or thursday and why did they tell me il get it today
Hi, i have just moved into a private let with my 4month old baby. I have paid out £800 in deposit and 1st months rent and my next minths rent is due in a week but the pruvate benifits have not got round to processing my claim yet. I have been on income support for 7months. Will i be able to get help with my next months rent as u have no money left to pay it. If you could get back to me asap that would be great thanks
Your best bet would be to ask for a letter of entitelment regarding your I.S. and take that to your landlord/council as housing benefit ( rent) is a passported benefit, that you will get if on income support , and most landlords know this and are happy to wait.
Hi, please help!
My partner and I were on JSA (started claming about 7 or 8 weeks ago) and all went through. We then moved as a family member said they might have some work for us but that fell through so we are now back in the original place (living with my partner’s mum) and have re-claimed JSA which should be processed in 3-5 days from now (ish.) We have found a private landlord who is happy to take us providing we can get a deposit but the property is unfurnished. I’m wondering if we can apply for a crisis loan for the deposit and a budgeting loan for the furniture? If we dont pay the deposit asap we will lose the hosue. we were told during our interview that we could apply for both and thats what we were planning to do as soon as our JSA was confirmed but now I’ve seen the 26 weeks rule thing I’m really confused????
Please answer! Thanks so much
Hi gemma,
To answer your questions:
1) JSA processing is behind nationally according to our source working closely with the DWP- so expect to wait at least 10 days from your interview for it to be sorted
2)Yes unfortunately 26 weeks on benefit is one of the qualifying conditions of a BL, so if you have closed your claim even for 1 day you have to start the clock again.
3) BE VERY CAREFUL about the terminology that you use when applying for a C/L for help with a new property- they will NEVER pay a DEPOSIT, BOND, or ADMIN FEES- they will only pay RENT IN ADVANCE.
Our advice would be to apply to your local council for help with the DEPOSIT, > apply to the C/L section for RENT IN ADVANCE, and separately apply for an ALIGNMENT TO BENEFIT, this will get you some money until your JSA is processed/paid.
Hope that helps, and feel free to ask any specific questions that you need clarifying.
Hi there and thank you for your quick response.
My partner and I are completely new to all of this so I’m sorry if my questions are silly. What is an alignment to benefit and how would we go about applying for this? We have now sent off our forms for a crisis loan – do you have any idea how long it takes to hear back from them as to whether the answer is positive or negative?
We are really panicking and just don’t know what to do. Any help is appreciated.
Thanks so much
Hi I am currently receiving income support. My cooker has broken, had someone out to fix it but they said I would need to buy a new one. This is going to cost quite a bit and I can’t afford it. How would I be able to apply for the money to get one? I dont think I can claim a budgeting loan as I have maxed out my limit. I am unsure wether I can ask for a community are grant as I am not moving into a new home, I I’ve lived in my flat for a year and a half
You can apply for a crisis loan,- they WILL refuse if your maxed out-BUT when they do refuse as for the application to be converted to a Community Care Grant
I owe 800 in total, isn’t the maximum you can owe £1500? I’ve been refused any more on a budgeting loan but would this apply to the crisis loan?
Hi I am on income support and live in rented accommodation funded my housing benefit. I have lived here for a year. When I moved in I needed £500 deposit as £500 rent in advance. I had to borrow the £500 deposit from a family member but they have lost their job and need it urgently but I don’t has the money to pay them back. Is there any way I could claim this as a crisis loan? I’d have applied for this in the first place if I had realized I could.
Sorry, they won’t issue money retrospective
hi, i dont know if im entitled to a crisis loan or not. im ending maternity leave, i was told that for september i would get holiday pay but i didnt get paid anything. my manager made a mistakle and didnt realise i had to return to work from maternity in order to get holiday pay. i now have to wait untill the ewnd of the month for pay. my husband only works part time.my gas and electric are metred and im trying to pay debts off, im in a panic now, ive got 1 baby and need food for us and hot water at the least and i know my phone line will be cut off because i cant pay this month. im i entitled to a crisis loan??
my husband only get £130 a week and i need to pay bills and get food and electricity and gas
I live in rented accommodation with my 3 year old son. Have been on income
Support since he was born. I am unable to claim any more social fund. I am desperate for certain things. We have gone without a fridge, washing machine and cooker since we moved in and really can’t bare it any more. My son is getting older now and needs to start eating proper meals which I can’t make without a cooker or a fridge to keep meats fresh. What can I do?
I applied for a community are grant a couple of months ago but was told that as I am not moving into new accommodation ( we have lived here 1 year 7 months) they can’t grant me a community care grant.
I hav even tried pay day loans but been knocked back just cant carry on like this any more what can I do
If you already owe £1500, you won’t get any more loans. Your only chance is a grant, sorry
i dont know if im entitled to a crisis loan or not. im ending my maternity leave, and was told id be paid my holiday pay for september, but i didnt get paid at all. my manager made a mistake and i have to go back to work before i get holiday pay, so ive got to wait until the end of this month for any pay. my husband works parrt time £130 a week and im panicing about paying bills and getting food, nappies milk and baby clothes. my gas and electricity are on pay as u go metres so im worrying about that to? im i entitled to apply for a crisis loan for this reason, cost of living without the funds???
Hi Jess- yes you can apply, however you will have to show that you have already:
Applied for bank loans
Applied for a wage advance
Have no other way of getting money.
As your employed they will expect that you have other ways of getting money…
i have a terrible credit rating, my husband was made redundant last year and we werent able to pay anything so cant get a bank loan, have tried all the payday lenders, and they wont lend.
how do i provide the info?
Hi Jess – sorry for the slow reply,
Apply just the same as normal, however expect to be told NO(50/50)…THEN ask for a review and at this stage they will investigate your ability to lend.
Debt collectors concillia r unite utilities came to my house yesterday demanding the £415 I owed them. They were going to take all my belongings so I had no other choice but to use my housing benefit money to pay them otherwise my water would also have been disconnected. Will I be able to apply for a crisis loan as I have no money now for my rent and could lose my home.
Unfortunately crisis loans are nit issued for housing costs other than rent in Advance when your moving. However, if you spent all your benefit on rent, then you could apply for a crisis loan for food/fuel …..
Hi I have a mortgage and I live on my own with no dependants, I’m currently unemployed (but desperatley looking for work). I currently receive housing benefits, for the interest only but still have to find £350 a month to make up the rest of my monthly payment. I’ve been paying with my credit cards but they are now maxed out. Will I be entitled to a crises loan or will it be a waste of time applying??
hi im 22, have a 16 month old daughter and im 23 weeks pregnant. both me & my partner are on a joint jsa claim. we privately rent a house but we’ve been having problems with the landlord not doing her job properly (its taken her 4 months to do 1 repair) & she constantly ignores us when we text or call her, we’ve even fixed one of the repairs to our home ourselves as we were fed up of waiting for her to sort it. we’ve found a new private rented property but the landlord wants 1 months rent in advance (£500). we already have 1 crisis loan that we are paying back at the moment (approx £170 left on it). the landlord says he wants us to move into the new property on the 5th november and pay the rent upfront then. i’ve handed in my notice to my current landlord (after being told by my local housing office that they would help me pay my rent upfront then being told they can’t do a thing for me!) so now i’m stuck with what to do because either way my landlord has recieved my notice and agreed that she wants me out by 5th november. what would my chances of getting a crisis loan for rent in advance be? thanks.
hi Jo,
Yes you have a good chance of getting a loan given what you have said. you have two choices.
1) apply right away in writing
2) wait till 3/11/12 and apply over the phone.
either way you may have to show a tenancy agreement, and that you are moving to overt a risk to your health and safety…
Thank you for the advice
I have a claim form for a crisis loan but i can’t send it off until my new landlord sends me my tenancy agreement next week, I just keep worrying about what will happen if I get turned down for it now 
Hi. I have found rented accomodation and need to pay the 1st months rent (300) and deposit (300) before moving in. I dont have the money though and was wondering if i would be eligible? My husband works part time (£150 every fortnight) but was off work for 6 weeks recently and our housing benefit has been suspended and we have fallen behind with our current rent. We are moving because our landlord wants to renevote and have work done on this house asap. I have a 2 year old son. Also, once we move i will need to partly furnish the house, would i get any help towards this? Thanks
I have a 2 month old baby and am on JSA. I have been staying with my mother-in-law for 4 months however she has 3 sons and live in a 3 bed house. Her sons are 20, 18 and 13. I am staying in the back room with my baby and the room is like a box. It has no window and is extremely small and claustrophobic. I know this is not healthy for a growing baby. My mother-in-law keeps complaining that the house is overcrowded and told me to find somewhere for me and my baby. I have found a flat through an estate agent and have used my JSA to cover the deposit. Would I be able to get a crisis loan to cover the 1st months rent? I really need to move urgently.
Yes, assuming that you have not already exceeded your borrowing limit, and that the new loan would not take your total over £1500, then you should be able to get a loan by giving them a call
i didnt recive my payment but rang today and was told id receive an fep into my bank account. I was wondering what time it would be there. its a lloyds account and its taking longer than one i had previousley this year put into a barclays account.
hi im 18 could you hepl me my x/boyfriend kicked me out of his house on monday i can get a house privet rented the landlord give me a tencey agremment for the first months rent and i went to the bru with it and they nocked me back and i told them i am homeless they told me to go to the house executive and they give me a letter to say im homeless and im on the list and it can take up till 2 years so what can i do im on the street no were to go plz help xx
Hello there . a handed my community care grant in 2 weeks ago how long does it take for them to get back to me a have got really much nothing in my house am just hoping they can get back to me soon how long does it take .. please
It is generally 10 working days, however can take longer if you apply for obscure items that need to be checked/priced
i am currently working and am going through an exchange but cannot move untill my rent arrears is payed off i am moving because of a neighbour that is being very agressive towards me and i need to be out of there as soon as possible would the crisis loan be awarded to me because of my situation to help me pay off my rent arrears because if i dont get help i could be paying it for a while and am afraid of what might happen to me
Hi, I wrote a while back about a budgeting loan/crisis loan and I appreciated your response. We applied for the crisis loan and sent it off on the 30th Sept and still we’ve heard nothing back. We are at our wits end and need help. They won’t give us a community care grant, they won’t give us a budgeting loan because we’ve not been on JSA for 26 weeks and there’s literally nothing else we can do for money to live. Do you have any idea as to whether we might hear soon or should we take the lack of response as a no?! Thank you.
Hi again Gemma,
No, don’t take the slow response as a “no” it takes them forever to decide!
Without asking you a load of personal questions ( financial) it would be difficult to give advice on other options.
Have you booked an appointment with citizens advice? They will know your area, and what help is available, and can also ask the questions that need to be asked to get a full idea of what to advise.
Hey i was just wondering i have alot of trouble with my office and had
Goin to them but few months bad my son was swinging on
My freezer door and well i managed to fix it myself but now it
Has completely came of and dont know wat way to go about it
Im 26 weeks pregnant n have 2 children.help
Hi I’m a single mother to 3 Childress under the age of 3. Iv went to cook there dinner tonight and my cooker has packed up. My dad has come to look at it and he said it’s dead and I need a new one. Iv got my Money for a new one I cannot afford. I just wondered if there is any help I get to get a new one. I’m on income support and only owe them about 500 pound. If there is help can I call them up tomorrow or how do I go about it thanks.
I’m on income support my cooker packed up this evening iv been told I need a new one I have no money for one and 3 children to feed. Can I apply for any help if so what and how. Thanks
Hiya Nicola,
Maybe you could ask Stu for a loan? But if Stu is broke, then you could apply for a crisis loan.
Hi I was wondering if me n my partner would be entitled to a crisis loan as we have applyed for working tax n still waiting we are currently living just on my partners wages as I’m at home with our to young children we live in privetly rented house n have basic rent ct n bills to ejet this consistents. of our hoke income we are really struggling ti feed the kids n keep nappies on there bums its madness it feels as if we are getting punished for 2orking n not ecspecting a free living can any1 help please need to know if we can get any help asap this is bot fair if we were trying 5o claim income support it would have been sorted weeks ago thanks x
Hi Cheryl,
You could apply for an “Alignment to benefit” crisis loan, and the chances of you getting this are good as long as you have ALREADY asked the Inland revenue for an emergency payment. The tax credits section are notoriously late with payments, and as such you can GO IN and ask for a payment at your local tax office- if you are turned down ( not likely, but a lot of waiting around) then yes you may get a crisis loan over the phone..
Hi, I have recently been chucked out of my rented accommodation due to having thought about ending my life!! I don’t want to do it and I want to rebuild my life… I have just been released from hospital and a friend has offered to put me up – at a price! I have already applied for incoming support but still waiting. I have already had 3 crisis loans not so long ago, I need food!
Can I still claim? Thanks Nick
Hi Nick,
You say that you have already claimed 3 times- there is now a limit to 3 claims in every 12 months, UNLESS your applications were due to non payment of benefit of a NEW CLAIM- this is then an alignment, and does not count- so you could apply again.
Hi, i have lived in the same place for 2 1/2 years, i do not work have two young children and receive housing benifit, My landlord has just issued me with re-posseion of the property as i owe money, i always thought housing benifit covered my whole rent, but it turns out i have been £75 short every month, would a crisis loan help me pay this back so i dont get evicted? Me and kids will have no where to go? Thank you
Sorry they do not pay arrears.
So if i paid as much as i could out of my benefits would i be able to apply for money for food, heating ect? and could i do this more than once?
hi there, i lost my job due to transportation problems, ie my car broke down while i was homeless (in scotland they put homeless in b&b’s, very exspensive if your working, £255 a week) i got housed just after i lost my job so scrapped my car to pay for transporting my clothes and boxes of papers and personal items ie photos ect, i have been housed and its 10 miles away from my local job center, i have child maintanance of 20 a fortnight, thats £5 A WEEK PLUS £10 arrears fortnightly, my rent arrears from b&b is sat at -£2900, so i have to pay £10.20 a week too, so take that away from my £49 a week jsa, i have now been at this address for 2 months, i dont have no cooker, fridge, bed, carpets, bedding, washing machine, the list is endless, i still not put electric in my name as im affraid of finding out how much dept im gonna dig into, im currently on a waiting list for a personal social worker to help me out, im due to sign on at 11.20 this morning, and i have no choice but to walk 10 miles there, and 10 miles back, this will be the 3rd time i have walked to sign on, while im in the local town i look for jobs done at least 30+ apps and 4 replys saying thanks but no thanks, they wont help me on transportation, i have applied for an ccg, but no reply,
this is slowly getting me depressed as i cant afford a bus fare of £8.90 return, local shop is very exspensive (nica) there is no public communities where i live, so i cant get on internet, MY FRIEND HAS LENT ME HIS LAPTOP FOR 2 DAYS HENCE HOW I COMMENTED ON HERE!!! so im using it to apply for jobs online, but if im a lucky guy that finds a job i still have this problem with transportation!!
my last job still stands open for me as soon as i can be able to get there, (40 miles each way) coach driver,
i really dont know wat to do, im depressed and loosing the will to live like this, i really need help but no1 seems bothered,
Hi ,Would we be able to get £800 crisis loan , my husbands just signed on jsa as he’s just lost his job which we haven’t received yet owe rent and council tax but owe £200 for a storage unit we’ve always had and £190 for accounts fees which they are threatening to take us to court for and some money we borrowed of family which they want back ??
Hi
I sent of a crisis loan about 13days ago I was wondering should I had a letter back by now ? As I sent it not last friday but the friday befor?
Thanks
Yes- 13 days is a long time not to have any acknowledgement – give them a call ( find your benefit centre number on the right of this page)
My friend through no fault of his own found him unemployed and claiming JSA. He applys for 4/5 jobs plus each week which he can prove.
Recently whilst signing on there JSA advisor told them to apply for a post which 1st had no experinces 2nd Started at 03:30 am 3rd no public transport 4th None driver & distance too great to walk.
For failure to apply for the job all benefits JSA, housing & council tax stopped for 4 months!!
He was begged, borrowed money from everyone he can friends & family are now unable to help further their have given all their can afford.
He continues to apply for all sorts of work & as taken to walking to interviews even those that are 10/15 miles away.
He as extremly limited money on Gas & Eletric meters no food, no credit of his phone, no internet his sold anything of valve that he owns.
His appealled, applied for crisis & hardship loans and been refused all on the grounds of this santion
What can he or i do for him surely this can not be correct that their would willing allow a man to stave or freeze to death???
The last time he called them( on my phone) he was told to call the local charitys for food parcels …..He was no phone or internet how can he do this??
All help & advise greatly welcome
Strange- if he has no other means of support then hardship should be considered, additionally- if he has not already applied for 3 crisis loans since April 2011 then he may be able to get a crisis loan ( assuming he has not already borrowed £1500) AFTER the 14th day of his sanction , as the 1st 14 days he is entitled no NO help whatsoever
hi im 21 and live in council property. im in receipt of income support. i have had quite a few big bills this month and in order to pay them off it would leave me short and unable to buy household items eg food shopping, and general money to get around. could i apply for a crisis loan?
Yes- assuming you have not already applied 3 times since april 2011, and that you do not already owe £1500..
Whats the number for the hardship loan centre?
can i get a crisis loan for rent advance if i work on a low income and get wftc?
Hi Scott,
in principal yes, however you will have to show that you are unable to raise the money any other way..
Hey, i am currently only working 16 hours a week and have applied for countless full time jobs with no luck, so have had to apply for jsa today as after i pay housekeep, debts,food, essentials etc i am left with barely any money to fuel my car to work and pay the monthly carpark bill of £50. I have now ran out of money already and was wondering if i would qualify for a crisis loan to help with getting to and from work until my jsa gets processed. I have no other means of getting the lend of money and dont want to end up loosing my job if i dont have petrol to get there. Would i be entitled to a loan?
Sorry travel costs are not covered by a crisis loan BUT you can apply for a loan for food and ges/electric whilst your JSA claim is being processed- then its up to you what you spend it on….
I want to apply for crisis loan I have 2 pairs of leggings and one vest top,
It’s freezing and I’ve no winter clothes or boots.
My mattress has a spring coming out of it and my bedroom ceiling has holes and
Plaster all falling in.
Ive half a box of cereal to last til Saturday and Saturday I only get my JSA which is no where
Enough what I need. I can’t print the form off
As I have no comp/printer and I can’t ring up to claim as
I have no credit on my phone or a house phone or any money at all for
A phone box? I emailed my advisor but not
Got a reply?!
You can ring the crisis loan number without credit on most networks.
I recieved £60 in JSA payment yesterday as i had 1 week sanction on my claim. I have 2 pay £75 4 train ticket 2 Liverpool as i’m on bail. Can i get a crisis loan 2 cover the rest of my outgoings such as Rent 2 my mum, Gas , Electric and food 4 the next 2 weeks
The social fund will not replace income that is missing due to a sanction- otherwise it would make the sanction pointless
Hi,
I lost my job recently and applied for JSA again, I signed on on Monday (its a rapid reclaim) I currently have 2 slices of bread in my house and nothing else to eat. I was told that my JSA will not be through for around 14days. I have two dogs also who are getting low on food(although I know they are my responsibility-they still need to eat) Is it possible to call the crisis loan number and get a loan for food to tide me over until my JSA comes through? Would I get it same day considering I have no other food in my house and can not last 10 days with no food. Thanks.
Hi,
You can apply for an alignment to benefit- these are generally paid , as there is no reason not to. They are same day payments , and are designed to cover food and gas/electric
i was receiving jsa for about four months then found work but work only lasted 4 weeks due to end of season, i recieved my last pay ten days ago which was £80 pounds but i stay with my father and his partner so as you can imagine i have to pay £30 a week keep i now have no money and am due to pay this again, im not due any jsa until a week on thursday as the have to re-process my claim as it was only suspended could i apply for a crisis loan?
if a cant get a crisis loan i have to go two weeks without money for gas food etc, as my father and his partner dont get enough to support me aswell as themselves, i really am at a loose end, and to top it all off i got a letter to say i owe rent to the council for the three weeks i was working even though i was still signing on i just wasnt recieving money. Please Help!!
hi we are not on benefits but on low income we have moved into a property and struggling to decorate and carpet the house would we be able to apply for the community care grant
hi i am not on benefits but on low income we have just moved into a house and struggling to get the house carpeted and decorated am i entitled to budgeting loan or community care grant ?
hi i am not on benefits but on low income we have just moved into a house and struggling to get the house carpeted and decorated am i entitled to budgeting loan or community care grant ?
hi, is it possible to apply for a crisis loan to pay for council tax arrears? The bailiffs are being sent if we fail to pay within the next 7 days.
Sorry, they will not pay CTAX arrears-
Hi, since april and during pregnancy I have had 3 crisis loans to tide me over whilst my benefits were being processed. However my son is now 10 weeks and I am need of a 4th crisis loan as last week my employment and support allowance went on urgent bills. I was supposed to have a friend lend me money this week as she knew I would struggle but she has let me down. Is it possible for me to get a 4th loan today?
Yes – the 3 loans in one year policy does not apply to alignment to benefit applications ( when your waiting for a new claim) so you should be fine to apply again.
It wasn’t a complete new claim, my claim was made in march, I receive the first payment then they were reassesing it, to which I received no money for 6 weeks, hence 3 crisis loans.
Hi, is it possible to apply for a crisis loan for council tax arrears? I have been sent a letter saying that the bailiffs are being summoned if I do not pay the arrears within the next 7 days. I am on a low income and recently single with 2 small children, both 3.
Hi,
I have recently moved into a flat i am claiming ESA for both me and my husband. and waiting for councilt tax benefit and housing benefit to come through. The flat is compleatly unfurnished and the tennancy also states that we must carpet the flat. I have absolutley no spare money to furnish the flat or carpet it. I filled in a form i was given to apply for a loan (i think) which asked me to state what i needed and how much it cost. I took the compleated form to my local jobcentre who said they would send it on. It’s been a week now and i have not heard anything.
Please can you offer me some advice. I’ve been employed part time and am now Being evicted from my current property with 2 weeks to find somewhere else to live.
I start a new job on Monday, won’t be paid for this until 2 days before Xmas, although they’re going to sub me £100 for travel costs for the month.
I need to come up with rent in advance & money to cover cost of a removal before 30th Nov & have exhausted all other options – nobody is able to help and as I’ve had poor credit in past and not currently full time employed I can’t get a loan. I’d need about £800 for rent in advance & living expenses until my payday.
Previously I’ve had two crisis loans – one for £60 and one for £30 which I’m still paying back.
Will the social fund be able to help me? I’m urgently viewing properties tomorrow and at the weekend – if I find a place do I need to take a signed tenancy agreement into the jobcentre before I can apply for rent in advance? Won’t the landlord want rent upfront before signing an agreement?
Plea
You can apply but you may need your eviction notice so they can check that there is an iminant risk to your health and safety before paying
hi i was wondering if i could get some advice i applied for a cisis loan / budgeting loan when i moved from a pivate landlord to council propety. the other propety was furnished so i had no cooker, fridge , bed ect . the social told me they dont do crisis loans for funiture , i have an outstanding balance of £45 for a crisis loan for food . is there anyway i can get money for a cooker etc, as if i go to brighthouse, they charge loads in interest thanks
Sorry no loans for items any longer
So are you saying there are no provisions of loans to help buy houshold items, but i could borrow up to
£1500 for food, clothes etc .
Sorry im confused.
Yes- crisis loans don’t do things like fridges/washers/beds any longer
Just a quick question. . .
as i work and me, my girlfriend and my daughter live at my partners mothers house can we claim for a crisis loan to buy furnashings shiuld we get our own council property? Need to know as we seriously need our own place but wont be able to aford it unless we can get some help with this
Yes you can
so in my post above you say no loans for houshold items, but in this post you say yes to loans for furnisings
ant they the same things ??
Hi kenny,
in this instance we have assumed furnishings to mean carpets, towels, bedding- additionally, families with children are treated differently as there may be a risk to a child’s health and safety if – say a carpet were not provided, and a toddler was having to crawl on bare concrete.
In theory you could make an application for anything, however the likelihood of applications being paid can differ immensely based on your personal circumstances.
In your original post, you seem to be a single guy- this is the group least likely to be paid in our experience.
thank you fo clearing that up for me , much appreciated.
Just another quick question,
as ive allrdy stated “furnashigs” shiuld we be granted a crisis loan will we be able to use these funds to purchase a cooker, washer and fridge (or anything to make the property liveable)
Hello.
My cooker is broken and I desperately need a new one. I use my cooker everyday. Im on JSA and have been since end of June 2011. Will i be able to get a crisis loan to buy a new cooker. thanks. tony
Not a crisis loan but maby a budgeting loan..
Hi, im 18 years old and i am currently in part time work for christmas, i signed on a month or two before i got the job so i have been claiming JSA, the job i am in now does not cover what i owe out, i am living at home but have to pay keep into my house or i will be asked to move out, i was wondering could i apply for a small crisis loan of up to £100-£150 just to keep myself right untill christmas and maintain a place to live.
It seems unlikely that you would get one to be honest Ciara
I’m 17 and I get income support because I don’t live with any family members, would I be able to get a crisis loan to help pay for a college kit I need?
No- crisis loans don’t cover college stuff unfortunately.
Hi, my partner and I claim jobseekers allowance and our fridge has just broken – are we somehow able to claim the money for another one? we can’t afford to buy one at the moment!
Thanks for your time,
Rachel
Hi Rachel
Yes- apply for a budgeting loan or community care grant-
Hi could you give me some advice please?
I’m a single adoptive mum on JSA(though it was suspended for a week in October) and I’m due to start work hopefully next week. I’m worried I won’t have any money to live on til I get paid my wage on the 23rd December. I spoke to my advisor at the job centre and he said I could claim and get like a wage in advance( i think he meant a crisis loan?) . Can you tell me what I’d need to do to get one? My advisor said I’d need a letter with my start date, normal weekly wage & hours, Date of first pay and amount and also the period that wage covers. I’ve asked my manager for this but he said this will need to come from HR and may take a while but he could send me my contract which would have my start date, pay and how many hours basic I’ll be doing(my contracted hours are 14 hours but I’ll be working 18 so prob not the actual hours i’ll be working til 23rd dec) on it. What have I to do?
Thanks for any help
Hi,
call the Crisis loan telephone number and as for “an alignment to wages” the advisor should be able to talk you through the application, that will be made over the phone and should take around 30 mintutes
hi i applied for a crisis loan on fri got accepted said it would be paid into my account in 3 hours, rang them at 5 as still no sign of money its now sat and still not been paid in? anyone know who i can contact ????
Unfortunately you will have to call back during office hours.
Hi a was ment to recive my esa payment yesterday but it hasit came through yet my sick note ran out on thurz just gone nd just manged to hand my sick note in to day (mon) wen will my payment be due if its not till fri cud I get a criss loan
Thanks
Hi i need a bed for my son he has come to live with me following a disagreemnet with his mum which ended in physical abuse and im still waiting to get child benefit .due to being on incapacity benefit i do not qualify for a budgeting loan so have always been told to apply for a crisis loan for items which i now wish to do but am now being told i cant as the goverment have cut this so what do i do now my only lifeline as regards to a loan is now gone what am i to do now all evryone keeps advising me is tough its gone nothing we can do for you ,this is making me ill
Cant u apply for a community care grant, that’s to help people in difficult situations live in their home. I’m sure you would be able to apply for this, worth a try any way. Make sure u explain how difficult ur situation is for u and ur son
Hi, my son has grown out of his toddler bed, his feet hang over the edge, I’m worried this may be bad for his back. I can’t afford to buy a new bed frame and mattress and I’m on income support. Could I apply for a new one through a crisis loan?
Apply for a budgeting loan- crisis loans won’t give you anything for a bed.
I’m not sure if I have any money left on he budgeting loan, I apples a couple of months ago and they said the most they could give me at was £100 at that time. Is there anything else I could do?
I’m currently in full time employment and have had alot of bills at the end of the month and ran over slightly with my rent and with the help of my irresponsible spending of my wages have found myself completley skint and have literally some slices of bread butter and a block of cheese and milk, I get paid on the 23rd of Dec but am pretty screwed until then, do you think I could qualify for a £50-£100 crisis loan (I have about £2 in my bank)
The fact that I have never once in my life claimed JSA or housing benefit does that benifit my application at all?
I called up on Monday and this lady I spoke to was extremley rude, just basicly giving me a lecture on budgeting myself… I couldn’t go through with the application because the tone of voice she had didn’t sound like she was the slightest bit interested in helping me
I will apply right now over the phone anyway and try
In theory you can get a loan- however you need to be clear that you have tried all other means- I.e. asked the bank, asked family and asked your boss for an advance.. Make this clear in the first 3 minutes of your call, also make a point of asking the agents name and location..
HI there,
As me and my partner are at limbo at the moment as im splitting up with him and we’re still having to live together at the moment which is no good for any of us.
I would like to know which loan ie budgeting or crisis loan i could use to get money for a deposit. I am sure i wont need rent in advance as hopefully the same landlord has another place available and i can just wait for housing benefit to come through.
Thanks, Amy
Don’t apply for a DEPOSIT as they are NEVER paid… Apply for 1 months rent in advance, on the basis that your being kicked out in <3 days..
Can someone help me please
Hi,
My rent is due(was due on the 25th of November) I am claiming JSA and housing benefit, however the housing benefit hasn’t come through yet. My landlord is getting increasingly frustrated with me. Can I get a crisis loan for £500 to cover my rent. I would pay it back with my housing benefit when it comes in. I am just worried that I won’t have anywhere to live much longer if I keep putting off giving this money to my landlord. I am already paying off a £30 crisis loan.
Thanks
I am willing to sell my t.v and mobile to raise some money but figured this would only be around £100.
unfortunately not- you can’t get crisis loans to cover rent arrears
I personally think the social fund will try everything they can not to help those who really need the help. I have been working since I was 17, had two jobs straight when I was still in school. I was lucky to get a well paying job and paid eye watering tax. 5 years down the line I have found myself in a very difficult position. I found myself living at home with my 2 year old. The agreement was I could stay until I pick myself up and I am due to start running my business in the new year. We have suddenly been asked to leave and find our own way. I do not have any savings or money to put down as rent in advance. I went to housing options who told me they had no housing yet but I could go to the job centre and ask for a crisis loan and ask private landlords if they will accept HB in the mean time. This was on Monday and we were due to move out on Friday. I was advised the application takes two days from Monday, filled if in sent it off. Called them on weds to ask about my phone, they didn’t have it. Advised to make a phone application if I needed the money in the next 48 hrs. After getting through more than 4 times and told to ring the potential landlord for more info then call back, I managed to speak to this extremely rude man(the phone only gets answered after you wait for 12 minutes, all the calls I made to them were answered after 12 mins..). He spoke over me, did not let me finish explain or give an answer and down right called me a liar! He said January was not too far off even if my son and I became homeless as that is when I am supposed to get funds released for my new business. Even though the first time I heard of this crisis loan was on monday, he said I had had enough time to send a paper application and sort out my housing. I told him I did and I was told they did not get it, and was advised to take this route. He said I was lying, decided there was no danger to our safety or health(we have no money and have no choice but leave where we are staying,out in the freezing cold) and declined my application,even dared me to appeal against his decision. I felt so humiliated and upset I was left in tears as I did not know what to do next. i went to the jobcentre, wrote my review/appeal and the nice lady there asked me to fill out another application which she would fax over. I called them after some time and they said because the other phone application was declined the fax application would be treated as a duplicate and declined too. So I have to go back for the review on Monday. In the mean time,we are living rough. I can go home when no one is there,change clothes and find something to eat as I do not even have £5 to my name right now. I thought these funds were there to help people in need not treat people like classless dirt and humiliate them. I certainly never thought I could find myself in such a situation. If by monday they still say no, they can just keep their money and any benefits they give, we will try and find our own way and get back on my feet instead of been made to feel like scum because you are in need.
I have had my 3 crisis loans since april 2011, but I have no money and my bed has broke I can’t get a budgeting loan as I have been on benefits for more that 26 weeks. Would I be able to apply for a community care grant? Or would I be able to apply for a criis loan?
no crisis loans will be awarded unfortunately.. you may get a cog though
i just recieved jsa 4 1 wk i have 2 wait for two more wks till i get paid am i entilted to apply for a crisis laon and how would i go about it
call the social fund number
hey im on income support and have a 3 month old baby and a two year old. ive been told to leave my family home and therefore have to private rent. i need to have first months rent and deposit plus a £35 fee and help to move my things out. i think im up to the limit on budgeting loan but have never gotten a crisis loan. is there any loan or grant i can apply for that might help? thanks
its the same fund- so if your already at the limit on budgeting loans, you won’t get a crisis loan.
can anyone help? i am on income support at the minute and i took out a budgeting loan around 8 months ago. I pay it back every week and it is due to be paid off next year. My flat only has storage heaters which are extremely expensive! With one heater on upstairs and one on downstairs for 2 days it cost £17 electric! would i be qualified for a crisis loan, or any other form of loan from the job centre to tide me over the cold winter period! was hoping i could put the majority on my electric and also buy a new gas bottle for my heater. My house is really cold and with a 3year old i have to make her sleep in her dressing gown and many blankets. My bedrooms are attic converted so you can imagine they are alot colder than most. I dont have double glazing either and there is a gap at the top of my front door! can anyone advise me? thanks x
Try applying to your local council regarding insulation/draft proofing- and apply for a ccg/bl for help with heating
I am homeless, but work fulltime, I am signed off work with depression too, I phoned for a crisis loan as have no money left for food, wages got eaten by cash genie who took 700 out of my account to cover a debt, I havent eaten for three days now, and am sleeping rough, they turned me down, because i have a phone contract, the woman said if i have a contract it must mean my credit rating is ok and i could get money, I have tried loans everywhere, am 2000 down at the bank, i cant get anything.
All i can do now is hand write an appeal, I pay my taxes, and when i most need help they say no.
I’m applying for rent in advance, can I apply again for a small one to help with a bed and kitchen basics? ThanksJ
You are a waste of space you need to get a grip and get sorted out i have been on the phone for 2 bloody hours and yet no fucking answer get a grip and get urselves sorted out
You know half the people on this site make me ashamed that they are even part of our country.
not all people on the jobcentre are scumbags, so if you keep saying it, i would LAUGH OUT LOUD when you lost your jobs and couldnt afford a home, or like some of these people afford to feed there kids, your all a bunch of closed minded ignorant prats if im honest, and do you know there is one person on here that makes me physically sick i would love to give you a good old effing smack mate, them nurses you say get paid to much one day might save your effing life!! and you know karma is a bad thing babe, it might bite you on the ass!! .. i hope it doesnt but it might if you keep being such a loud mouth moron!! .. them ill children with terminal illness do deserve to have a ward you pea brained twat!! there ILL.. anyone who says anything agaisnt terminal ill children needs to be deported mate COS YOU DONT DESERVE TO BE A PART OF ENGLAND IF YOUR TALKING ABOUT OUR CHILDREN LIKE THAT. now eff of you silly skanky scumbag:)
AND YOU GIT CHRIS I WAS TALKING ABOUT YOU MATE. you know yeah they might not contribute back to the system but they might not be well enough to do that and need care for the rest of their life, and if your so selfish to deny these terminally ill children and adults the care they need then your a poor example of a person.
they deserve the treatment and care they get on them wards. You im afraid are paying nothing in to the system but arragance and pure stupidity and selfishness, your a nasty person, who if i had half a chance would slap your silly face.
I have found a job but i need to catch the train everyday and do not have the money as im unemployed, the back to work help ive looked at mostly says you have to have been claiming benifits for 26 weeks ect to get the help or loan , does anyone know if theres a grant or help i can get off someone , ive been signing on about 6 weeks and im sure its a week or so in hand at this job before ill get payed , the train fares about 30 pounds a day, theres noway i can cover it , there must be somekind of help surley anyone ?
The Jobcentre are your best bet– ask about the “advisory discretionary fund”…
Hi! I need some advice please! I am single mum living with my daugther in a friend s house. I am working full time but i can not aford to pay the rent and house’ s expenses by myself. I am planning to rent a flat and aply for housing benefit as I am entitle. the problem is i do not have money to pay the advance rent. I already have money for the deposit. I would like to know if can i aply for crisis loan? I still looking for a place, should i have the landlord agreement?How long it will take for the reply if i aply by phone?
Yes you can apply, so long as you have not already applied 3 times since April 2011 and that you don’t already owe too much- you will need to find a place first, and should get a decision during the call.
Hi,
Wondering if anyone can help me. I had to give up my job in August due to an illness developing after having my 2nd child in Jan. My partner was made redundant and we had to apply for JSA and housing benefit. I seperated from my partner in october due to the stress of us both losing our jobs and had to reapply for everything as a single parent. I reapplied for housing benefit in november and I’ve still heard nothing about my claim. I was told at first it was just a change of circumstances and that it wouldn’t take long, was then informed that I had to make a whole new claim as my expartner was the main claimant. I’ve tried contacting the council to find out what is going on, but due to the festive period they have been closed for the past 2 weeks. Would I be able to get a crisis loan to cover my rent? I am now 2 months in arrears due to the council giving me false information and my landlord is starting to get impatient. I have 2 young children under 4 and really dont want to be evicted due to the incompitence of my local councils office staff. Can anyone offer some advice??
Sorry to hear about your situation.
Unfortunately the social fund will not pay crisis loans for back rent, however once your claim to JSA is processed you can take your entitlement letter to your council
I think this website is absolutely so helpful, thank you very much for all of the hard work you guys do, even over the holidays!
Just wanted to say, as help to anyone needing rent in advance. I followed all of your steps for a successful application, but just wanted to give one more piece of advice to add to yours (I didnt see it anywhere else on the page), and just ‘FYI’
Okay, basically, to get a Rent In Advance decision over the phone you have to call up 48 hours before being evicted on the normal Crisis Loan number, but instead of telling them it is for rent in advance, you tell them it is for living expenses, then once you are through to the person who will be taking your claim, you then tell them it is for rent in advance. That way the decision will be made over the phone immediately.
I was advised this by the operator when I first called them, so it is all above board, and it is what they would like you to do.
I really do hope this information helps someone who is in a tight position this year, this website really does paint some horror stories.
Hope everyone has a peaceful and prosperous new year, including you website guys
n
Hi, wonder if you could help me?
I am on income support ( long term sick and disabled rate) have been for a few years, I am a council tenant therefore housing benefit etc gets awarded through my circumstances.
I still have one of my children living at home with me, he is 23, he had 2-3yrs at college untl last year, then went on to claim JSA unfortunately he suffers severe psoriasis so he was transferred to ESA, had the medical, ws declared fit for work, i appealed the decision, the appeal was heard beginning december, but due to the xmas season and all, the outcome of the appeal and all paperwork got delayed getting through to us until only last week that his ESA was disallowed, He has made a fresh claim for JSA and his interview is not until end of next week, I got my fortnightly IS last week, which i have managed to stretch out between the both of us for food and some bills.
Unfortunately it is both key meters I have for my gas and electric and they are just about out of emergency credit, I am planning on asking for a crisis loan but do I ask for it on my behalf or on my son’s?
Thank you for your time with this query.
P.s I do not have any loans outstanding being taken from my benefits at present
Hiya Annaliese
Apply on your behalf for what you need and his behalf for what he needs.
Simple Question Could my partner get her rent in advance paid even though she is a part time working mum of 2 claiming CTC (Child tax credits) and also WTC (Working Tax credits) as she has to find another house for her and her 2 children because her current tenancy is coming to an end (end of next month). She can not get any loans from either the bank or family. I have even asked my family and they are strapped for cash since they have just moved house. She only has enough spare money to pay for the deposit but not the 1st months rent. I can not help her out with any money as I am un-employed and the money I have goes to the children. She maxed her credit card when moving to her current address and as there is limited landlords taking dss it is hard for us to live together with out it affecting our incomes as I would lose my jsa if she was to live with me or vice versa
Yes she can apply- and possibly be awarded a loan-
hi there i was wondering if i would qualify for a crisis loan , i cant apply for a bugdeting loans as i have not been claiming is long enough, i am 29 wks pregnant but already have a 7 yr old so cannot claim the sure start grant do they give crisis loans for baby eqiupment thank you
anybody know if its worth applying .
depends on your situation
Not that we know of, sorry
hi, we were due to be evicted on boxing day, but our landlord found it in her heart to give us an extra month with it been xmas so we have got to be out by the 26th january. we have found a house, but the landlord needs the £450 first months rent by friday. we have set an agreement up with the new landlord to pay the bond a bit each month, but would we be able to get crisis loan to cover the first month rent? our current landlord has not given us a written eviction notice, but has phoned several times/turned up at the property and told us we have got until the 26th january to move?
thanks
hE CANT EVEICT YOU WITHOUT A FORMAL NOTICE.
Can I make an paper application just without phoning anyone and if so where do I send the form?
Yes- but we will need to know where you are to tell you your closest centre- OR drop into the job centre and post it there.
so me and my partner are moving into our first flat and cannot afford anything iv been claiming job seekers allowance for 3 months after being made redundunt …i called crises loan today to ask for £100 for a sofa and a fridgefreezer ..they said no as iv not been on jsa for a minimum of 6 months . i have no family to turn to for help i can not afford these thing so now we will be sat at our no home with no furniture at all …so i just wanted to say thankyou so much crises loan you help alot
Hi i was wondering if i wud b entitled to a crisis loan im a single parent to 12 week old twin boys im still at home with my mum and theres no room she is stressed out and wants me out the house iv found a property to rent but need £1020 upfront for deposit and first months rent with me being on benifits i cant afford it so would like a loan please!?
You may be able to get a loan for the rent in advance part- but not deposit- try your local authority for that
i applied for a crisis loan for rent in advance i wasnt able to get this because i hadnt put a holding fee down on a property i dont have the money to pay a holding fee what are my options i need to move asap or ill be homeless
hiya,
you could try speaking to your local council to see if they can help with the holding fee/bond/deposit then call the crisis loans section again for help with the rent in advance..
hi im wondering if i could get a crisis loan as im getting child tax credits and nothing else and i applyed for a loan but couldnt pay the fees so i didnt agree to the loans but i received my bank statement and there are 4 loan brokers that have taken money from my account without my constent and now im over drawn and aint been having my benifits i have got to go and see the bank to see if they can get my money back i had to lend of family in the mean time so would i pass for a crisis loan
Hi,currently i am homeless well sleeping in my car as me and the partner have split up i recieved my giro last week,now my car got broken into when visiting my kids and most of my belongings where taken will i get any form of help from the crisis loan section?
if they stole your money then maybe, but belongings are not seen as an immediate need- sorry
hello.could you pls help me. I am single mum with 2years old boy. Last week my washing machine broke down, and two days after my cooker.I am working part time and I don`t have enough money to buy new one, and can not live without them… is it possible that CRISIS LOAN will help me???
try applying for a ccg
when youve been approved for a budgeting loan and community care grant how long does it take to cler as i need to buy everything for my house by the end of next week otherwise me and my daughter cant move in! help someone
Im currently on jobseekers and my fridge has packed in i have no money to buy a new one. would i be able to get a crisis loan for this?
try for a b/l or ccg
For the past 6 months I moved from IS to ESA, but it is still in appeal, due to admin errors ect my certificates get sent to the wrong departments, thus I am left with no payment when payment is due. I have had 3 Crisis loans, 2 of them were normal crisis loans but the 3rd was an alignment to benefit, I have been told because electricity was taken into account in he calculation I am not able to apply for another loan, even when reviewed. I was told the 3rd loan would not count as it was in payment but not being paid. I am confused can I get another loan till they find my certificate, or am I stuck?
you can only get an alignment win your benefit is being processed at the new claim stage..
hiya, ive just come off JSA as im having an op next week and ive just put in my claim for ESA and the wont give me money for 3 weeks but im due to get paid JSA next wed (8th) but thats been stopped so now i will have no money coming out of hospital for anything such as food and proper clothes to stop people seeing the bandages…
can someone help me out? i dont know now when ill be getting paid…….
im 18 and still live at home but i have to pay rent and utilities even tho i wont have money so i will probs be chucked out………………………………….xx HELP!!!!!!!!!!!
call and ask for your claim to ESA to start on the day that you go to hospital, and your JSA to stop the day before- that way you may be due some more JSA
Hello
I am 24 years old rent off a private landlord for £636 a month and I am not able to pay rent/ pay back money that has been lent to me to purchase furniture for my room, or pay off a or travel or any other immediate needs. I have applied for JSA and Housing Benefit but I a still awaiting a decision and neither will arrive before the due date for my rent.
If I a unable to pay I will be evicted and be made homeless.
Am I able to apply for financial help and if so which.
Many thanks.
You are able to apply for a Crisis loan for your immediate living needs- the rent is something that is not covered, however Housing benefit should backdate.
Hi
I was wondering if we are entitled for the crisis loan? My hubby is full time working from last 3 months but 2010/2011 were very,very bad for us. Paying back lots of debts and hardly got any many to feed 4 of us ( usually 50£ for all of us). We need to leave temp. accommodation ( 1 bedroom in sheared house and me, my hubby 14 years old and 1,5 daughters). Don’t know what to do? Need asap money towards deposit and monthly rent in advance but got no help at all. We’ve been trying to deal with the situation but got no idea what to do now. From Monday we are going to be homeless. We are not claiming any of the benefits.
You can apply for a crisis loan, however as your hubby is in F/T work you will have to answer additional questions around why you can’t get a loan elsewhere
Hi,
I was wondering whether I qualify for a crisis loan.
I recently moved to the UK (3 months ago) and I am self-employed as a freelance translator. Unfortunately, the client I worked for the month before I moved here (usually you have to wait up to 60 days before you get paid for the job you did) turned out to be a scam. He scammed me for over 15oo pounds and, since I wasn’t able to work much because of the move, I am basically down to not having money to eat. I have spent everything that I have to have some food and I am basically living on toasted bread without anything.. I am working a lot to make up for the loss, but I always need to wait at least 30 days to get paid. I also got a council tax bill that I really can’t pay at this moment and rent is becoming difficult as well.
Can you please advise me about this?
Thank you so much in advance!
Kind regards,
you may be awarded a crisis loan whilst your wage becomes stable- you will have to satisfy a habitual residency test though, by the sounds of it..
So..This is where all the SCUM meet and exchange scams on how to get our taxpayers money!!!!
Staffy bull terrier in tow,along with energy drinks.and damn annoying rave music that blasts the same beat..
my daughter applied for a crisis loan today 30.01.12 .she was on the phone for an hour.she has been on sick pay but had to go back on JSA today but was told she had to wait 10 days for payment.she has 2 children one with asthma.her gas and electric are pay as you go meters.she was told to go to friends or family to borrow money or see if she could sleep on their floor until money came through.she was refused a crisis loan.the lady she spoke to was not very nice or helpful.she had already made her mind up to refuse.I thought there was help out there but I was wrong.she has sent a letter in to appeal but does not know how long she will have to wait.
Call again and ask for a “review” and take the letter to your jobcnetre to fax through- usually looked at 24-48 hours
Can i get some help with school uniform costs? Son has had to change schools and i just dont have the money to buy it!
no sorry these are not covered..
no school uniform help sorry
hiya am wondering if you can help i am a singal mother which is not fault of my own so before start judging me i have work since i was the age of 16 but i got caught pegenat and my boyfriend up and left me on my own to deal with it all and dose not help me in any way. my washer has just broke and am wondering if i can apply for crisi loan to help me pay for new one as i got a 9 months old child that needs cleans clother and i cant afford to buy new clother till i get my washer fixed or a new one !!!! and i got no one to wash them for me as it just me and my son please help in any thanks
hi i started a job last week and i dont get paid until 16th march..is there any help i can get from jcp???? i have previously been on jsa
You can ask for either an alignment to wages ( crisis loan) or ask the job centre about a job grant..
Hey, i moved into my 2 bed flat with my partner and little boy 18months ago, we were both working part time but then my partner was unfortunately made redundant so i began full time work to cover the costs of bills e.t.c, my partner found several part time – short contract jobs which was fine at the time but obviously they ended. He has just found a new permanent 4 day a week job and i have given up mine to spend more time with my little boy and im starting college in september. Our only problem is dues to everything constantly changing since we moved in ( wages, tax credits, housing benefit e.t.c ) we have never had a consistant similar amount of money for more than a couple months at a time and have fallen into arreas of about £1000 in utility bills, i already have a bank loan which i cant get extended that i taken out 4 months ago as we needed new appliances, and my partner has a relatively bad credit history and gets declined credit everywhere. I was just wondering if i would be eligible for a crisis loan? I hate constantly having letters through for bills that i just cant afford to pay at the moment and would love to be able to pay them off and start off on top of things again. many thanks
Hi Tash,
sorry crisis loans don’t usually cover utility bills…
Hi, just wondered if you could give me some advice. Me and my 3 year old son was living in a privately rented flat but i had to move out and stay with my mother due to harresment from neighbors. I’m now living with my mother who’s a very heavy drinker which is very distressing for me and my son and she’s threatened to chuck me out. I’ve found a property in maidstone and the landlord wants 625 rent in advance and 625 deposit. Is there any chance I can get help with it im on income support
Many Thanks
Amy
Hi Im hoping someone can give me a little advise, I have recently found employment, I start on tuesday, I was supposed to be getting my JSA payment if I was still signing on on 6/2/12 but obv im no longer on JSA and wont be getting paid till the end of the month, according to a letter I got from the JC my claim ended on the 18th which was my last signing day.
Would it be possible to get a crisis loan to tide me over, or is there another form of payment im eligible for?
Any advise on what to do next would be great thank you very much
Also I should Add I was supposed to attend interview on the 20th but found empolyment before this and as such was told that I was not eligible for a job grant as I didnt inform them that id found a job and they closed my claim down
Hi,
Jobseekers have messed up my switching from cont.based JSA to I.B JSA, it’s been almostr 8 weeks since I had a payment now. Housing benefit over paid me a while back and have taken a large lump from my pyament. My rent is now due, the landlord is pestering for it, and I can not pay anywhere near what I need to. I have no money for gas, electric or food or to pay my council tax. I also have to move in a couple of weeks and have no money for removal expenses. Can I get a crisis loan over the telephone to help as I need to pay the rent and council tax, and buy gas, electric and food urgently.
Natalie
U can get a payment for GAS and electric and food I tend to claim £20 for gas £20 Elec and £60 food when JC messes up, that tides me over, as for rent in advance I think u can get help if you get a letter from Landlord or council
hi ive bn homeless for 2 years im in part time work and work for hours a week i ment to b moving in my flat next tuesday im on job seekers can i phone up for a crissis loan for my bond
No bonds- but you can apply for rent in advance
I wondered if anyone can answer the following for me please? I took out a Crisis loan in December 2009.
I have just received a letter telling me they are going to start taking the repayments. This is over two years ago!
Is there a time limit as to when they can start taking money off me? Two years seems a long time to wait.
Thank you.
Hi Debs,
No there is no limit- the assumption is that you would have called them when you found a job and continued to pay
Hi Iam on JSA and Iam doing a steps to work course along with a placement so that I work or study 30 hours a week ive just moved into an appartment and my oil heating ran out its my only form of heating or hot water as ive no water heater am I entitled to a crysis loan?
Hi,
this has always been a grey issue… ordinarily large bills are not covered by crisis loans- however if you get a reasonable decision maker, and can convince them that heating oil is akin to money for an electric/gas meter, then you should have a good chance of getting it paid.
Make sure you have all the facts to hand:
Price
Supplier
Amount..
Once you have to payment it is yours to do with as you wish, however applying for further furnishings in the future may be problematic (sorry for any typo’s- we tend to reply using mobiles as we have no office, and try to answer ASAP rather then waiting to get back to a PC)
hi was just wondering i need help with rent in advance as im living with my ex and his parents on the floor and they want me out as soon as ive found a place and the landlord wants me to move in for the 20th i have sent an appication form off was wondering how long it takes for them to get back to me could i maybe call and do the interview via phone\?
thank you
paper apps are taking longer than usual at the moment- if you need to move within 2 days that call and do the app over the phone.
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